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$225,000

NAL Estimated Property Value

11965 SPIRE TERRACE Drive, El Paso, TX, 79936

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths1,527 Sq Ft
Single Family ResidenceSingle Family Residence
Year BuiltBuilt in 1999

Property Lead Type:

Off-Market ListAbsentee OwnerHigh EquityMove-In Ready

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating Forced Air UnitHeating Forced Air Unit
CoolingCooling
AppliancesWater Heater, Dishwasher, Disposal, Free-Standing Gas Oven, Microwave
FlooringTile, Vinyl, Laminate

Exterior

Private PoolPrivate Pool
Lot Size5,481 sqft

Building Information

Year Built1999
Roof Type106
Garage Spaces2

Land Information

APNV927-999-0240-4450
Lot Number89
SubdivisionVista Real #1
Land UseResidential
Legal Description24 VISTA REAL # 2 LOT 89 (5481.00 SQ FT)
Census Tract010348
Assessed Land Value$22,199
Assessed Improvement Value$186,795
Assessment Year2025

About this property

Charming Two-Story Home in a Prime Location - Move-In Ready! Welcome to your dream home! This beautifully maintained two-story residence offers the perfect blend of comfort, functionality, & style. Featuring 3 bedrooms, 2 full bathrooms, and a versatile loft space, this home provides plenty of room for families of all sizes. Step into a bright and inviting living room that flows seamlessly into the dining area and cozy kitchen, perfect for entertaining or everyday living. Upstairs, the loft offers a flexible space that can be used as a home office, playroom, or media center. The two-car garage provides secure parking and additional storage. Step outside to discover a well-kept backyard oasis—perfect for relaxing, gardening, or summer barbecues. Located in a highly desirable neighborhood, this home is close to excellent schools, parks, shopping, and dining. Whether you're a growing family or simply looking for a comfortable and well appointed space, this home has it all.

Investor Tools

Property Icon
$225,000
Estimated Property Value
$76,656Estimated Mortgage Balance
$148,344Estimated Equity
65% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,410 /month
Positive
Cash Flow Estimate:
$470 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$387/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$3,514
$208,994
2025
$22,199
$186,795
$208,994
No

Tax History

Year
Tax Paid
Assessed Value
2024
$3,514
$208,994

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Rocky Mountain Mortgage Co
Fha
$123,339
Yes
First
Aug 30, 2010
Sep 2040

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$76,656
$148,344
65%
34%
$0/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,620/mo
N/A
+$1,620/mo
8.6%

Learn About the Market: Opportunity in El Paso

Local Market Pages
Local Market Pages 2Local Market Pages 3

Explore

El Paso

El Paso is one of Texas’ most unique housing markets, combining affordability, military employment, international trade, and a strong regional identity. Located on the U.S.–Mexico border, the city serves as a major center for logistics, healthcare, education, manufacturing, and defense-related industries.

The city’s housing market is supported by the presence of Fort Bliss, one of the largest military installations in the United States. Compared to many other Texas metros, El Paso offers relatively affordable homeownership opportunities while maintaining stable demand from local residents, military personnel, and investors.

Explore Texas Explore This Area
Population Growth

Population Growth

0.6%

Net Migration

Net Migration

Stable

Median Home Price

Median Home Price

$184,500

Unemployment Rate

Unemployment Rate

4.0%

Price Trend

Price Trend

+1.6% YoY

New Permits

New Permits

Dynamic Permit Feed

City: El Paso

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11965 SPIRE TERRACE Drive | Property Details | No Agent List