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B+
NoAgentList RatingHow are grades calculated? Info

$326,000

120 Emerald Loch Ln, Richmond, TX, 77469

Off MarketInfo
Beds4 Beds
Baths2 Bath
Baths2,262 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$97.26 / sqft
Year BuiltBuilt in 2006

Property Lead Type:

Absentee OwnerHigh Equity

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 2Bathrooms Full 2
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Disposal, Microwave, Gas Range, Oven
FlooringTile, Wood

Exterior

Lot Size6,245 sqft

Building Information

Year Built2006
Stories1
Roof Type105
Garage Spaces2

Land Information

APN3115-01-003-0140-901
Lot Number14
SubdivisionFountains At Jane Long Farms Sec 1
Land UseResidential
Legal DescriptionFOUNTAINS AT JANE LONG FARMS SEC 1, BLOCK 3, LOT 14
Census Tract674702
Assessed Land Value$45,500
Assessed Improvement Value$263,634
Assessment Year2025

About this property

Nestled in the heart of Richmond Texas is this beautifully maintained 1 story home that you will absolutely love! Featuring 3/4 bedrooms (there is an office with a closet) and 2 full baths, wood flooring, tile and plush carpet in bedrooms. This home will not disappoint! It has a large family room that is open to the kitchen and breakfast area. Formal dining area. Split layout with the secondary bedrooms and office study in the front of the house and the master in the back for extra privacy. This property offers NO MUD TAXES which is a BONUS for this community. This home is gorgeous and won't last long! Never flooded.

Investor Tools

Property Icon
$326,000
Estimated Property Value
$216,015Estimated Mortgage Balance
$136,455Estimated Equity
34% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,956 /month
Positive
Cash Flow Estimate:
$652 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$338/month
$440/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$2,431
$309,134
2025
$45,500
$263,634
$309,134
No

Tax History

Year
Tax Paid
Assessed Value
2025
$2,431
$309,134

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Flagstar Bank Fsb
Fha
$216,015
Yes
First
Feb 4, 2020
Mar 2050

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$189,545
$132,455
41%
58%
$1,296/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$2,300/mo
$1,736/mo
+$564/mo
8.5%

Learn About the Market: Opportunity in Texas

Local Market Pages
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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Richmond

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120 Emerald Loch Ln | Property Details | No Agent List