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$418,000

NAL Estimated Property Value

120 Valley Ranch Trl, Dayton, TX, 77535

$453,543 ARVInfo
Off MarketInfo
Beds4 Beds
Baths3 Bath
Baths2,606 Sq Ft
Year BuiltBuilt in 2022

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 4.25Bathrooms Full 4.25
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling

Exterior

Lot Size21,806 sqft

Building Information

Year Built2022
Stories1
Roof Type105
Garage Spaces2

Land Information

APNR262405
Lot Number2
SubdivisionRiver Ranch Estates, Sec 1
Land UseResidential
Legal DescriptionRIVER RANCH ESTATES, SEC 1, BLOCK 2, LOT 2, ACRES 0.5006
Census Tract701100
Assessed Land Value$66,070
Assessed Improvement Value$340,390
Assessment Year2025

About this property

This former model home in River Ranch Estates sits on an expansive lot, offering ample outdoor space. The single-story residence spans 2,564 square feet and includes 4 spacious bedrooms and 3 modern bathrooms. The home features an open-concept layout, perfect for entertaining and family gatherings. A highlight is the covered patio, ideal for outdoor dining and relaxation. With high-end finishes and thoughtful design throughout, this home blends luxury with comfort in a desirable neighborhood.

Investor Tools

Property Icon
$418,000
Estimated Property Value
$339,463Estimated Mortgage Balance
$78,537Estimated Equity
19% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
$453,542
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,730 /month
Positive
Cash Flow Estimate:
$910 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$690/month
$800/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$6,189
$406,460
2025
$66,070
$340,390
$406,460
No

Tax History

Year
Tax Paid
Assessed Value
2024
$6,189
$406,460

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
K Hovnanian American Mortgage Llc
Conventional
$351,550
No
First
Jun 25, 2024
Jul 2054

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$339,463
$84,537
19%
81%
$2,108/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Dayton

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