B+

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Owner Contacts

$686,000

NAL Estimated Property Value

1200 Ginger St, Santa Fe, TX, 77517

Off Market

3 Beds

4 Bath

2,631 Sq Ft

Single Family Residence

$237.55 / sqft

Built in 2004

Property Lead Type:

Absentee OwnerMove-In Ready

Highlights

Interior

Bedrooms 3

Bathrooms Full 2

Indoor Fireplace

Garage Available

Heating Central

Cooling

AppliancesENERGY STAR Qualified Appliances, Convection Oven, Gas Oven, Microwave, Gas Range, Dishwasher, Refrigerator

FlooringMarble, Tile, Wood

Exterior

Exterior FeaturesBalcony

Lot Size2.69 acres

Building Information

Year Built2004

Stories2

Roof Type105

Garage Spaces2

Land Information

APN4694-0000-0028-004

Lot Number15,28

SubdivisionL'hommedieu Subd

Land UseResidential

Legal DescriptionABST 16 C W L'HOMMEDIEU SUR PT OF LOTS 15 & 28 (28-4) C W L'HOMMEDIEU SUR SUB

Census Tract723402

Assessed Land Value$172,060

Assessed Improvement Value$427,940

Assessment Year2025

About this property

Take in fresh Country Living! GORGEOUS custom home nestled on quiet back road in northern Santa Fe. Built 2004 on 2.68 acres with space for horses. Beautifully updated 2018-19. New Roof 9/2021. Minutes from dining & shopping! Gather guests on fully-covered Front Veranda. Features 3 Bedrooms, 3.5 Baths. Primary down with relaxing En Suite, and 2 Bedrooms up, with separate bathrooms. Great Loft overlooking family room. Large Bonus room. Charming Kitchen, granite countertops & island, stainless steel appliances. Refrigerator Included. Custom cabinetry. Breakfast area with relaxing backyard view. Enter Family Room through vintage wooden columns. Warm up by cozy stoned Fireplace. Enjoy holidays in your Formal Dining Room. Work remotely in quiet comfort from your Home Office behind beautiful French doors. Treat guests to dessert with spectacular sunset view from your fully-covered Back Veranda. Beautiful wood, travertine, marble and tile flooring, vaulted ceilings AND MORE.

Investor Tools

$686,000

Estimated Property Value

$444,348Estimated Mortgage Balance

$241,652Estimated Equity

33% equity

Estimated Cap Rate

View Rate

Estimated ARV (After-Repair Value)

Calculate ARV

Rent-to-Value Ratio: 0.72%

Rent Estimate

$4,116 /month

Positive

Cash Flow Estimate:

$1,372 /month

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Financing Details

Estimated Taxes & Insurance

HOA Fees

Interest Rate Assumption

$659/month

No HOA

5.947%

Tax Information

Annual Taxes

Assessed Value

Assessment Year

Assessed Land

Assessed Improvement

Market Value

Tax Delinquent

$4,473

$600,000

2025

$172,060

$427,940

$600,000

Tax History

Year

Tax Paid

Assessed Value

2024

$4,473

$600,000

Mortgage Details

Lender

Loan Type

Loan Amount

Assumable

Position

Origination Date

Maturity Date

Fairway Independent Mortgage Corp

Conventional

$476,000

First

Oct 21, 2022

Nov 2052

Equity Summary

Est. Mortgage Balance

Est. Equity

Equity %

LTV

Est. Monthly Payment

$444,348

$228,652

33%

65%

$2,854/mo

Learn About the Market: Opportunity in Texas

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Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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