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$315,000

12115 San Luca St, Richmond, TX, 77406

On MarketInfo
Beds3 Beds
Baths2 Bath
Baths1,860 Sq Ft
Condos / TownhousesCondos / Townhouses
price_per_sqft$169.35 / sqft
Year BuiltBuilt in 2015

Property Lead Type:

Absentee OwnerHigh EquityMove-In Ready

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesENERGY STAR Qualified Appliances, Disposal, Electric Oven, Microwave, Gas Range, Dryer, Refrigerator, Washer, Dishwasher, Washer/Dryer, Cooktop
FlooringCarpet, Tile

Exterior

Lot Size2,809 sqft

Building Information

Year Built2015
Roof Type105
Garage Spaces2

Land Information

APN4777-28-001-0160-901
Lot Number16
SubdivisionLakes Of Bella Terra Sec 28
Land UseResidential
Legal DescriptionLAKES OF BELLA TERRA SEC 28, BLOCK 1, LOT 16
Census Tract673403
Assessed Land Value$40,950
Assessed Improvement Value$272,257
Assessment Year2025

About this property

Discover exceptional living at 12115 San Luca Street in Richmond, where thoughtful design, spacious interiors, and timeless finishes come together. This beautifully maintained home features an open-concept layout with soaring ceilings, abundant natural light, and granite countertops throughout. The chef-inspired kitchen opens seamlessly to the expansive family room, creating the perfect setting for everyday living and entertaining. Upstairs, enjoy a versatile loft ideal for a game room, media space, or home office, along with generously sized secondary bedrooms. The private owner's retreat offers vaulted ceilings and a spa-like bath with dual vanities, a soaking tub, and separate walk-in shower. Conveniently located near shopping, dining, major commuter routes, and highly regarded schools, this home delivers comfort, style, and value without the wait of new construction.

Investor Tools

Property Icon
$313,207
Estimated Property Value
$168,000Estimated Mortgage Balance
$164,560Estimated Equity
46% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,890 /month
Positive
Cash Flow Estimate:
$630 /month

Interested in this property?

Dixie Hightower

Compass RE Texas, LLC - Memorial

ContactContact

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$316/month
$2,375/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$2,231
$313,207
2025
$40,950
$272,257
$313,207
No

Tax History

Year
Tax Paid
Assessed Value
2025
$2,231
$313,207

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Guild Mortgage Co
Conventional
$168,000
No
First
Aug 19, 2020
Sep 2050

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$149,257
$163,950
52%
48%
$1,008/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$2,120/mo
$3,383/mo
$-1,263/mo
8.1%

Learn About the Market: Opportunity in Texas

Local Market Pages
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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Richmond

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