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$291,000

12147 San Luca St, Richmond, TX, 77406

On MarketInfo
Beds3 Beds
Baths3 Bath
Baths1,860 Sq Ft
Condos / TownhousesCondos / Townhouses
price_per_sqft$156.45 / sqft
Year BuiltBuilt in 2015

Property Lead Type:

Absentee Owner

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesENERGY STAR Qualified Appliances, Electric Oven, Gas Oven, Microwave, Gas Cooktop, Dryer, Refrigerator, Washer, Dishwasher, Washer/Dryer
FlooringCarpet, Tile, Wood

Exterior

Lot Size6,147 sqft

Building Information

Year Built2015
Roof Type105
Garage Spaces2

Land Information

APN4777-28-001-0240-901
Lot Number24
SubdivisionLakes Of Bella Terra Sec 28
Land UseResidential
Legal DescriptionLAKES OF BELLA TERRA SEC 28, BLOCK 1, LOT 24
Census Tract673403
Assessed Land Value$61,425
Assessed Improvement Value$280,391
Assessment Year2025

About this property

12147 San Luca St is a two-story Richmond townhouse with an open main floor. The kitchen combines a center island, dark cabinetry, granite countertops, and stainless steel appliances, opening to a living and dining area with wood flooring and a vaulted ceiling. Upstairs, three carpeted bedrooms include a primary suite whose bathroom offers a granite double vanity, a soaking tub, and a separate glass-enclosed shower. Two additional full and half bathrooms carry the same finishes throughout. Outside, a fully fenced backyard includes a covered pergola and open lawn for outdoor use. A two-car attached garage completes this well-maintained residence with practical amenities throughout every room. This home has been virtually staged to illustrate its potential. Included 100-Day Home Warranty with buyer activation

Investor Tools

$226,740Estimated Mortgage Balance
$116,310Estimated Equity
33% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,051 /month
Positive
Cash Flow Estimate:
$684 /month

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Vickie Vallet

Keller Williams Premier RealtyKaty

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$459/month
$2,150/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$3,799
$341,816
2025
$61,425
$280,391
$341,816
No

Tax History

Year
Tax Paid
Assessed Value
2025
$3,799
$341,816

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Nations Reliable Lending Llc
Fha
$244,200
Yes
First
Jul 28, 2022
Aug 2052

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$226,740
$115,076
33%
66%
$1,465/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$2,120/mo
$3,615/mo
$-1,495/mo
7.4%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Richmond

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12147 San Luca St | Property Details | No Agent List