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Owner Contacts

$874,000

NAL Estimated Property Value

122 Spanish Bay Pl, Montgomery, TX, 77316

Off Market

5 Beds

7 Bath

4,239 Sq Ft

$168.67 / sqft

Built in 2013

Property Lead Type:

Off-Market ListAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 5

Bathrooms Full 4

Bathrooms Half 3

Indoor Fireplace

Garage Available

Heating Central

Cooling

AppliancesENERGY STAR Qualified Appliances, Disposal, Convection Oven, Double Oven, Microwave, Gas Cooktop, Dishwasher

FlooringCarpet, Tile, Wood

Exterior

Private Pool

Exterior FeaturesOutdoor Kitchen

Lot Size21,982 sqft

Building Information

Year Built2013

Stories2

Roof Type105

Garage Spaces3

Land Information

APN9652-23-03400

Lot Number15

SubdivisionWoodforest 23

Land UseResidential

Legal DescriptionS965223 - WOODFOREST 23, BLOCK 2, LOT 15

Census Tract694503

Assessed Land Value$105,000

Assessed Improvement Value$748,194

Assessment Year2025

About this property

INCREDIBLE HOME WITH ALMOST EVERY UPDATE POSSIBLE! ON OVER 1/2 ACRE LOT! Light & Bright- high ceilings, designer touches everywhere! Entry leads to family room one way & landing to elevated study the other! GORGEOUS FINISHES like beam ceiling in family room. Open Kitchen w/detailed cabinetry that goes all the way to the ceiling, glass doors for display, & double ovens! Dining room built-ins w/glass fronts, kitchen desk area, mudroom space. Brand New Flooring just installed in master - natural color herringbone pattern that you will FALL IN LOVE WITH~ Double headed Master shower, nice soaking tub,& HUGE Walk-in Closet! Room for everyone in the family, 2nd bedroom down w/on-suite bath! 3 more upstairs beds, desk space, game room w/kitchenette, & media room! THERE ARE 4 FULL BATHS & 3 HALF BATHS IN THIS HOME! Outdoor Oasis - Pool/Spa, slide, Outdoor Fireplace & Summer Kitchen, Oversized Cul-de-sac lot w/tons of room to play, 3 car garage! WELCOME HOME! Please note exclusions will apply.

Investor Tools

$874,000

Estimated Property Value

$456,212Estimated Mortgage Balance

$417,788Estimated Equity

50% equity

Estimated Cap Rate

View Rate

Estimated ARV (After-Repair Value)

Calculate ARV

Rent-to-Value Ratio: 0.72%

Rent Estimate

$5,244 /month

Positive

Cash Flow Estimate:

$1,748 /month

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Financing Details

Estimated Taxes & Insurance

HOA Fees

Interest Rate Assumption

$1,800/month

$1,150/month

5.947%

Tax Information

Annual Taxes

Assessed Value

Assessment Year

Assessed Land

Assessed Improvement

Market Value

Tax Delinquent

$17,233

$853,194

2025

$105,000

$748,194

$853,194

Tax History

Year

Tax Paid

Assessed Value

2024

$17,233

$853,194

Mortgage Details

Lender

Loan Type

Loan Amount

Assumable

Position

Origination Date

Maturity Date

Goldwater Bank Na

Conventional

$510,400

First

Nov 20, 2020

Dec 2050

Equity Summary

Est. Mortgage Balance

Est. Equity

Equity %

LTV

Est. Monthly Payment

$456,212

$462,788

50%

52%

$3,061/mo

Learn About the Market: Opportunity in Texas

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Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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