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$363,207

NAL Estimated Property Value

1221 Live Oak St, Royse City, TX, 75189

Off MarketInfo
Beds4 Beds
Baths2 Bath
Baths2,462 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$129.97 / sqft
Year BuiltBuilt in 2005

Property Lead Type:

Off-Market ListAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 2Bathrooms Full 2
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Microwave
FlooringCarpet, Ceramic Tile, Hardwood

Exterior

Exterior FeaturesRain Gutters, Lighting

Building Information

Year Built2005
Stories1
Garage Spaces2

Land Information

APNR-8414-001-0060-1
Lot Number6
SubdivisionHidden Creek Estates (Cry)
Land UseResidential
Legal DescriptionHIDDEN CREEK ESTATES (CRY), BLK 1, LOT 6
Census Tract031202
Assessed Land Value$96,000
Assessed Improvement Value$267,207
Assessment Year2025

About this property

WELCOME to this beautiful 4-bedroom, 2-bath home in sought-after Hidden Creek Estates in Royse City. This home features a split-bedroom floor plan for privacy and functionality. The spacious living area boasts hardwood floors, vaulted ceilings, and a floor-to-ceiling stone fireplace. The private primary suite includes a soaking tub, separate shower, and oversized walk-in closet. Enjoy the enclosed back patio year-round with its own heating and cooling. Community amenities include a clubhouse, pool, tennis courts, sand volleyball, fishing ponds, and scenic jogging or biking trails. Conveniently located near Royse City’s charming boutiques and delicious dining options just minutes away, you get the best of small-town living with big-time amenities. **Seller will contribute up to $10,000.00 towards carpet allowance with an acceptable offer.**

Investor Tools

Property Icon
$363,207
Estimated Property Value
$189,738Estimated Mortgage Balance
$173,469Estimated Equity
47% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,179 /month
Positive
Cash Flow Estimate:
$726 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$214/month
$140/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$755
$363,207
2025
$96,000
$267,207
$363,207
No

Tax History

Year
Tax Paid
Assessed Value
2024
$755
$363,207

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Sfmc Lp
Conventional
$237,000
No
First
Nov 10, 2016
Dec 2046

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$189,738
$173,469
47%
52%
$1,421/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$3,350/mo
$1,561/mo
+$1,789/mo
11.1%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Royse City

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1221 Live Oak St | Property Details | No Agent List