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B+
NoAgentList RatingHow are grades calculated?Info

$240,000

NAL Estimated Property Value

1231 Emerald Gate Dr, Temple, TX, 76502

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths1,350 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$124.07 / sqft
Year BuiltBuilt in 2016

Property Lead Type:

Absentee Owner

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms 2Bathrooms 2
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
AppliancesDishwasher, Disposal, Microwave, Free-Standing Range
FlooringCarpet, Tile

Exterior

Private PoolPrivate Pool
Exterior FeaturesPrivate Yard
Lot Size5,998 sqft

Building Information

Year Built2016
Stories1
Roof Type105
Garage Spaces1

Land Information

APN445092
SubdivisionLake Pointe Phase Ii-A1
Land UseResidential
Legal DescriptionLAKE POINTE PHASE II-A1, BLOCK 007, LOT 0014
Census Tract020302
Assessed Land Value$39,000
Assessed Improvement Value$191,955
Assessment Year2025

About this property

Split floor plan, welcoming living room & relax in front of wood burning fireplace. Kitchen ready for your culinary expertise w/lots of storage cabinets, large shelves in the utility room for all your kitchen appliances. Master large in size w walk in closet. Enjoy the tub or hop in to the separate shower! Close to West Adams & FM 317 has just made life even more accommodating!You'll be the envy of all when they see how close you are to shopping, eateries, major interstates, and employment opportunities.Restrictions: Yes

Investor Tools

Property Icon
$240,000
Estimated Property Value
$192,998Estimated Mortgage Balance
$47,002Estimated Equity
20% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,440 /month
Positive
Cash Flow Estimate:
$480 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$381/month
$360/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
N/A
$230,955
2025
$39,000
$191,955
$230,955
Yes (2024)

Tax History

Year
Tax Paid
Assessed Value
2024
N/A
$230,955

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
United Wholesale Mortgage
Va
$158,718
Yes
First
Mar 15, 2022
Apr 2052

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$192,998
$49,002
20%
80%
$1,246/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Temple

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1231 Emerald Gate Dr | Property Details | No Agent List