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$385,000

126 Navajo Trail, Whitney, TX, 76692

Off MarketInfo
Beds2 Beds
Baths2 Bath
Baths1,900 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$202.63 / sqft
Year BuiltBuilt in 1964

Property Lead Type:

Off-Market ListHigh Equity

Highlights

Interior

Bedrooms 2Bedrooms 2
Bathrooms Full 2Bathrooms Full 2
AppliancesDishwasher, Electric Cooktop, Electric Oven

Exterior

Lot Size14,331 sqft

Land Information

APN129988
Lot Number1
SubdivisionSportland Hills
Land UseResidential
Legal DescriptionSPORTLAND HILLS LT 1
Census Tract960400
Assessed Land Value$78,820
Assessed Improvement Value$308,430
Assessment Year2025

About this property

Enjoy year-round lakefront living with direct water access from your backyard, perfect for both relaxation and recreation. This home features an updated kitchen with water views, stainless steel appliances, and plenty of space for entertaining. Inside, you'll find two spacious bedrooms, two bathrooms, and three distinct living areas. Step outside to relax on the rock patio or porch, and welcome guests to the charming guest cottage. With modern updates in the bathrooms, kitchen, and flooring, combined with classic features, this home offers a serene retreat. Additional highlights include two workshops, beautifully landscaped grounds, a garden area, and ample space for play within the fenced yard, secured by an elegant iron gate. With its prime lakefront location and inviting charm, this property would make an excellent VRBO or Airbnb, offering a rare opportunity for both personal enjoyment and investment. Don't miss your chance to make this exceptional home yours!

Investor Tools

Property Icon
$387,250
Estimated Property Value
$0Estimated Mortgage Balance
$117,154Estimated Equity
100% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,324 /month
Positive
Cash Flow Estimate:
$775 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$354/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$2,309
$387,250
2025
$78,820
$308,430
$387,250
No

Tax History

Year
Tax Paid
Assessed Value
2025
$2,309
$387,250

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Cardinal Financial Company Lp
Conventional
$277,500
No
First
Nov 12, 2024
Dec 2039

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$270,096
$117,154
30%
70%
$1,664/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Whitney

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126 Navajo Trail | Property Details | No Agent List