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$128,000

NAL Estimated Property Value

126 W Monterey St, Denison, TX, 75021

Off MarketInfo
Beds3 Beds
Baths1 Bath
Baths1,152 Sq Ft
price_per_sqft$112.76 / sqft
Year BuiltBuilt in 1900

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 1Bathrooms Full 1
Garage AvailableGarage Available
AppliancesDishwasher, Disposal, Gas Range
FlooringCarpet, Vinyl, Wood

Exterior

Lot Size7,876 sqft

Building Information

Year Built1900
Roof Type109
Garage Spaces1

Land Information

APND030 305242901
SubdivisionDumas J P Addn
Land UseResidential
Legal DescriptionDUMAS J P ADDN, BLOCK 42 PT, ACRES 0.1808
Census Tract000700
Assessed Land Value$35,989
Assessed Improvement Value$89,057
Assessment Year2025

About this property

This nice Beautiful 3 Bedroom, 1 Bathroom, with large living-dining area, kitchen, utility porch, and a 300 sf bonus room upstairs. Large fenced backyard with pecan trees. Large detached garage or shop with concrete foundation, electrical and gas service, workbench and storage loft above, and alley access. Extra off-street parking for 4 cars in two concrete driveways. Perfect for investors. There is a current tenant until April 2025. Current rent $1280 per month. Ready for investors.

Investor Tools

Property Icon
$128,000
Estimated Property Value
$95,564Estimated Mortgage Balance
$32,436Estimated Equity
25% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$779 /month
Positive
Cash Flow Estimate:
$260 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$224/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$2,051
$105,935
2025
$35,989
$89,057
$125,046
No

Tax History

Year
Tax Paid
Assessed Value
2024
$2,051
$105,935

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Rocket Mortgage Llc
Conventional
$97,425
No
First
Apr 7, 2025
May 2055

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$95,564
$32,436
25%
75%
$585/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Denison

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126 W Monterey St | Property Details | No Agent List