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Owner Contacts

$232,000

NAL Estimated Property Value

12645 Setting Sun Dr, El Paso, TX, 79938

Off Market

3 Beds

2 Bath

1,424 Sq Ft

Single Family Residence

$164.99 / sqft

Built in 2001

Property Lead Type:

BankruptcyPre-ForeclosureOff-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 3

Bathrooms Full 2

Garage Available

Heating Forced Air Unit

Cooling

AppliancesRange, Dishwasher, Disposal, Microwave, Range Hood, Refrigerator

FlooringTile

Exterior

Lot Size5,460 sqft

Building Information

Year Built2001

Roof Type105

Garage Spaces2

Land Information

APNS812-999-0330-2800

Lot Number28

SubdivisionSun Ridge Unit 8

Land UseResidential

Legal Description33 SUN RIDGE #8 LOT 28 (5460.00 SQ FT)

Census Tract010366

Assessed Land Value$27,213

Assessed Improvement Value$190,931

Assessment Year2025

About this property

Discover this gorgeous 3-bedroom, 2 bath home tucked away in the sought-after Sun Ridge community! Its airy, open layout is perfect for everything from lively Friday game nights with friends to cozy Sunday brunches with family. The beautifully designed kitchen features stainless steel appliances, sleek quartz counters, and generous cabinet storage. Upstairs, a spacious loft offers the ideal setting for a gaming setup, craft studio, or whatever space you've been dreaming of. The primary suite is a true retreat, complete with a large walk-in shower designed for unwinding. Step outside to a backyard full of potential—ready for you to create your own peaceful oasis. With shopping, dining, entertainment, and Fort Bliss just minutes away, this home is one you won't want to miss

Investor Tools

$232,000

Estimated Property Value

$233,165Estimated Mortgage Balance

$0Estimated Equity

0% equity

Estimated Cap Rate

View Rate

Estimated ARV (After-Repair Value)

Calculate ARV

Rent-to-Value Ratio: 0.72%

Rent Estimate

$1,410 /month

Positive

Cash Flow Estimate:

$470 /month

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Financing Details

Estimated Taxes & Insurance

HOA Fees

Interest Rate Assumption

$389/month

No HOA

5.947%

Tax Information

Annual Taxes

Assessed Value

Assessment Year

Assessed Land

Assessed Improvement

Market Value

Tax Delinquent

$3,503

$218,144

2025

$27,213

$190,931

$218,144

Tax History

Year

Tax Paid

Assessed Value

2024

$3,503

$218,144

Mortgage Details

Lender

Loan Type

Loan Amount

Assumable

Position

Origination Date

Maturity Date

Texas Dept Of Housing & Cmnty Affairs

Stand Alone Second / Subordinate Position

$9,033

First

Dec 24, 2025

N/A

Equity Summary

Est. Mortgage Balance

Est. Equity

Equity %

LTV

Est. Monthly Payment

$233,165

N/A

101%

$1,409/mo

Rental Potential

Est. Monthly Rent

Est. Monthly Expenses

Est. Cash Flow

Gross Yield

$1,700/mo

$1,409/mo

+$291/mo

8.8%

Learn About the Market: Opportunity in El Paso

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El Paso

El Paso is one of Texas’ most unique housing markets, combining affordability, military employment, international trade, and a strong regional identity. Located on the U.S.–Mexico border, the city serves as a major center for logistics, healthcare, education, manufacturing, and defense-related industries.

The city’s housing market is supported by the presence of Fort Bliss, one of the largest military installations in the United States. Compared to many other Texas metros, El Paso offers relatively affordable homeownership opportunities while maintaining stable demand from local residents, military personnel, and investors.

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