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$551,050

NAL Estimated Property Value

12700 Cold Spring Ln, Ponder, TX, 76259

$625,625 ARVInfo
Off MarketInfo
Beds4 Beds
Baths4 Bath
Baths3,321 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$162.57 / sqft
Year BuiltBuilt in 2021

Property Lead Type:

Off-Market List

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 3Bathrooms Full 3
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave
FlooringCarpet, Simulated Wood, Tile

Exterior

Exterior FeaturesRain Gutters
Lot Size1.04 acres

Building Information

Year Built2021
Stories2
Roof Type105
Garage Spaces3

Land Information

APNR956996
Lot Number24
SubdivisionMidway Ridge Phase 2
Land UseResidential
Legal DescriptionMIDWAY RIDGE PHASE 2 BLK E LOT 24
Census Tract020206
Assessed Land Value$142,880
Assessed Improvement Value$408,170
Assessment Year2025

About this property

PRICED TO SELL. Due to a relocation, this is an exceptional opportunity to acquire a luxury home on a large fenced lot spanning over 1 acre at the best price per square foot in the area. Situated in the heart of Ponder, this thoughtfully designed home—just 5 years old—blends modern comfort with wide-open Texas charm. Step inside to an inviting, light-filled interior featuring simulated wood floors that flow seamlessly throughout the downstairs. The open-concept layout is crafted for everyday living and effortless entertaining. The impressive two-story family room boasts soaring ceilings and a striking gas-burning fireplace, serving as the home's dramatic focal point. This space seamlessly connects to a well-appointed kitchen, ideal for gatherings, featuring a large serving island, modern marble-like backsplash, sleek black granite countertops, and a stylish vent hood above the stove. A versatile butler’s pantry offers functionality, perfect for a wine bar or additional serving area. A private office at the front, complete with French doors, delivers an ideal work-from-home setup. The primary suite offers a sanctuary with a spacious bedroom and a spa-like bath, featuring separate vanities, a soaking tub, and a separate shower. A generous walk-in closet ensures ample storage. Secondary bedrooms provide flexibility for guests and family. Upstairs, a vast bonus room presents endless possibilities—perfect for a media room or game room. Outdoors, the backyard has been upgraded with perimeter fencing and includes a covered patio for relaxation or entertaining amidst the beauty of country living. With ample space for recreation or gardening, this property offers a rare blend of tranquility and accessibility. Conveniently located with easy access to Hwy 380, enjoy the perfect balance of rural living, just 15 minutes from city conveniences. A backyard-pool retreat with enhanced privacy rendering is available to visualize endless possibilities.

Investor Tools

Property Icon
$551,050
Estimated Property Value
$339,500Estimated Mortgage Balance
$211,550Estimated Equity
38% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
$625,625
Rent-to-Value Ratio: 0.72%
Rent Estimate
$3,306 /month
Positive
Cash Flow Estimate:
$1,102 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$1,070/month
$490/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$10,089
$551,050
2025
$142,880
$408,170
$551,050
No

Tax History

Year
Tax Paid
Assessed Value
2025
$10,089
$551,050

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Community National Bank & Trust Of Texas
Conventional
$373,192
No
First
Sep 20, 2021
Oct 2051

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$339,500
$211,550
38%
62%
$2,238/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$2,730/mo
$2,728/mo
+$2/mo
5.9%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Ponder

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12700 Cold Spring Ln | Property Details | No Agent List