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$294,035

NAL Estimated Property Value

12805 Basketflower Cv, Elgin, TX, 78621

Off MarketInfo
Beds4 Beds
Baths3 Bath
Baths2,280 Sq Ft
price_per_sqft$131.58 / sqft
Year BuiltBuilt in 2007

Property Lead Type:

BankruptcyPre-ForeclosureAbsentee Owner

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 2.5Bathrooms Full 2.5
Garage AvailableGarage Available
HeatingHeating
CoolingCooling
AppliancesDishwasher, Free Standing Gas Range, Disposal, Gas Oven, Microwave, Stainless Steel Appliances
FlooringCarpet, Laminate, Tile

Exterior

Private PoolPrivate Pool
Exterior FeaturesNo Exterior Steps, Private Yard
Lot Size7,200 sqft

Building Information

Year Built2007
Stories2
Roof Type105
Garage Spaces2

Land Information

APN02379603360000
Lot Number28
SubdivisionElm Creek Sec 4
Land UseResidential
Legal DescriptionLOT 28 BLK M ELM CREEK SEC 4
Census Tract002217
Assessed Land Value$81,643
Assessed Improvement Value$212,392
Assessment Year2025

About this property

*Assumable Freddie Mac Conventional Mortgage through CHASE at 3.125% rate for those that qualify.* Welcome to 12805 Basketflower Cove! This charming two-story home is tucked away in the peaceful Elm Creek Subdivision of Elgin, TX. It’s the perfect spot for anyone looking for a relaxed lifestyle with easy access to all the perks of city living. Inside, you’ll find an open-concept layout that brings the kitchen, dining, and family room together for a cozy, connected feel. Whether it’s a quiet night in or hosting friends, this space is made for making memories. Plus, there’s a formal dining room that is perfect for holiday meals or dinner parties. Head upstairs, and you’ll discover a spacious primary bedroom along with three more bedrooms and a super versatile bonus room. This extra space is a blank canvas—turn it into a game room, an extra living area, or whatever suits your style. Sitting on a cul-de-sac street, this home feels private and peaceful. Living in Elm Creek means you’ll enjoy great community amenities - pool, sports court, playground, and picnic pavilion—perfect for weekend fun and making new friends. Elgin offers a laid-back, small-town vibe just 20 miles from Austin. You get the best of both worlds: the charm of Elgin’s historic district, hiking trails, and unique shops, plus Austin’s vibrant entertainment and renowned eateries just a short drive away. Stroll down Main Street to soak up Elgin’s rich culture and history or find your favorite coffee spot—there’s so much to explore. 12805 Basketflower Cove is more than just a house; it’s your chance to enjoy the balance of tranquility and convenience. Come take a look and imagine how it could be your next home!

Investor Tools

Property Icon
$294,035
Estimated Property Value
$259,270Estimated Mortgage Balance
$35,261Estimated Equity
15% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,800 /month
Positive
Cash Flow Estimate:
$600 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$437/month
$110/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$3,776
$294,035
2025
$81,643
$212,392
$294,035
No

Tax History

Year
Tax Paid
Assessed Value
2024
$3,776
$294,035

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Bkco Mortgage Llc
Conventional
$285,000
No
First
Jul 23, 2021
Aug 2051

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$259,270
$48,730
15%
88%
$1,709/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Elgin

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12805 Basketflower Cv | Property Details | No Agent List