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B+

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Owner Contacts

$453,000

12840 Jonathan Raul Way, El Paso, TX, 79928

Pending

4 Beds

2 Bath

3,051 Sq Ft

Single Family Residence

Built in 2024

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 4

Bathrooms Full 2.5

Garage Available

Heating Forced Air Unit

Cooling

AppliancesDishwasher, Disposal, Free-Standing Gas Oven, Microwave, Tankless Water Heater

FlooringTile, Carpet

Exterior

Private Pool

Lot Size6,369 sqft

Building Information

Year Built2024

Roof Type105

Garage Spaces654

Land Information

APNE743-004-0040-0600

Lot Number6

SubdivisionEmerald Heights #4

Land UseSfr Inventory Discount

Legal DescriptionBLK 4 EMERALD HEIGHTS #4 LOT 6

Census Tract010362

Assessed Land Value$35,801

Assessed Improvement Value$76,638

Assessment Year2025

About this property

The Summit II is a stunning large home. Flex room can be a living area, a game room, a home office, etc. Dining room, kitchen and great room create a large gathering area for family & friends. Kitchen has large island for add'l workspace. Walk-in pantry, the essential appliances, beautiful cabinetry & granite counter tops complete this area. Powder room. A wide staircase delivers you to a loft & 3 large bedrooms. Utility room is upstairs. Spacious loft for another living area. Primary suite is luxurious. Covered patio. Triple car garage. Interior photos are of a furnished model of the Summit II. Some pictured features may not be included features. Please verify these with a representative of the Seller.

Investor Tools

$453,000

Estimated Property Value

$376,994Estimated Mortgage Balance

$83,777Estimated Equity

17% equity

Estimated Cap Rate

View Rate

Estimated ARV (After-Repair Value)

Calculate ARV

Rent-to-Value Ratio: 0.72%

Rent Estimate

$2,718 /month

Positive

Cash Flow Estimate:

$906 /month

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Financing Details

Estimated Taxes & Insurance

HOA Fees

Interest Rate Assumption

$268/month

No HOA

5.947%

Tax Information

Annual Taxes

Assessed Value

Assessment Year

Assessed Land

Assessed Improvement

Market Value

Tax Delinquent

$953

$112,439

2025

$35,801

$76,638

$112,439

Tax History

Year

Tax Paid

Assessed Value

2024

$953

$112,439

Mortgage Details

Lender

Loan Type

Loan Amount

Assumable

Position

Origination Date

Maturity Date

First National Bank Texas

Fha

$376,994

Yes

First

Mar 4, 2025

Apr 2055

Equity Summary

Est. Mortgage Balance

Est. Equity

Equity %

LTV

Est. Monthly Payment

$369,223

$83,777

18%

82%

$2,261/mo

Rental Potential

Est. Monthly Rent

Est. Monthly Expenses

Est. Cash Flow

Gross Yield

$1,820/mo

$2,261/mo

$-441/mo

4.8%

Learn About the Market: Opportunity in El Paso

Explore

El Paso

El Paso is one of Texas’ most unique housing markets, combining affordability, military employment, international trade, and a strong regional identity. Located on the U.S.–Mexico border, the city serves as a major center for logistics, healthcare, education, manufacturing, and defense-related industries.

The city’s housing market is supported by the presence of Fort Bliss, one of the largest military installations in the United States. Compared to many other Texas metros, El Paso offers relatively affordable homeownership opportunities while maintaining stable demand from local residents, military personnel, and investors.

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