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Owner Contacts

$916,000

NAL Estimated Property Value

12898 Royal Oak Court, Montgomery, TX, 77316

Off Market

4 Beds

4 Bath

3,728 Sq Ft

Single Family Residence

$254.83 / sqft

Built in 2017

Property Lead Type:

High Equity

Highlights

Interior

Bedrooms 4

Bathrooms 4

AppliancesDisposal, Electric Oven, Microwave, Gas Cooktop, Dishwasher

FlooringCarpet, Tile

Exterior

Exterior FeaturesOutdoor Kitchen

Lot Size1.11 acres

Building Information

Year Built2017

Garage Spaces3

Land Information

APNR70271

Lot Number42

Land UseResidential

Legal DescriptionCROWN RANCH SEC. 2, BLOCK 1, LOT 42, ACRES 1.11

Census Tract180102

Assessed Land Value$161,110

Assessed Improvement Value$688,090

Assessment Year2025

About this property

Gorgeous custom home on 1.1 acre in gated Crown Ranch. Original owner, immaculately kept, loaded w/ upgrades. Brick & stone exterior w/ lush landscaping. Soaring entry w/ vaulted ceilings. Chef's island kitchen w/ granite counters, subway backsplash, stainless Verona oven, 5 burner gas cooktop, pot filler, tons of cabinets, under cabinet lighting + breakfast bar & open dining area. Laundry room w/ sink & cabinets & mud room. Office w/ double doors. Large family room w/ vaulted ceilings, gas fireplace & recessed lighting. Private primary suite w/ coffered ceiling. En-suite bath w/ dual sinks, vanity area, separate walk-in shower & jetted tub + walk-in closet. Spacious guest bedrooms w/ great closet space. Huge extra bedroom/flex room upstairs w/ media room & full bath. Backyard w/ covered patio, outdoor kitchen & firepit. Whole home generator. Protected lot to the left. Attached garage w/ epoxy floors & custom built-ins. Neighboring 1.1 acre lot is also available for purchase (lot 43)

Investor Tools

$916,000

Estimated Property Value

$633,430Estimated Mortgage Balance

$282,570Estimated Equity

30% equity

Estimated Cap Rate

View Rate

Estimated ARV (After-Repair Value)

Calculate ARV

Rent-to-Value Ratio: 0.72%

Rent Estimate

$5,700 /month

Positive

Cash Flow Estimate:

$1,900 /month

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Financing Details

Estimated Taxes & Insurance

HOA Fees

Interest Rate Assumption

$1,250/month

$900/month

5.947%

Tax Information

Annual Taxes

Assessed Value

Assessment Year

Assessed Land

Assessed Improvement

Market Value

Tax Delinquent

$10,424

$849,200

2025

$161,110

$688,090

$849,200

Tax History

Year

Tax Paid

Assessed Value

2025

$10,424

$849,200

Mortgage Details

Lender

Loan Type

Loan Amount

Assumable

Position

Origination Date

Maturity Date

Centennial Bank

Conventional

$576,000

First

Oct 1, 2024

Oct 2054

Equity Summary

Est. Mortgage Balance

Est. Equity

Equity %

LTV

Est. Monthly Payment

$633,430

$282,570

30%

69%

$3,904/mo

Rental Potential

Est. Monthly Rent

Est. Monthly Expenses

Est. Cash Flow

Gross Yield

$2,570/mo

$4,804/mo

$-2,234/mo

3.4%

Learn About the Market: Opportunity in Texas

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Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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