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$425,000

129 N Rolling Oaks Ln, Harper, TX, 78631

On MarketInfo
Beds2 Beds
Baths1,624 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$261.7 / sqft
Year BuiltBuilt in 2015

Property Lead Type:

Must-SellAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 2Bedrooms 2
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling

Exterior

Lot Size4 acres

Building Information

Year Built2015
Roof Type112
Garage Spaces8

Land Information

APN85542
Lot Number11
SubdivisionRolling Oaks Ranch
Land UseResidential
Legal DescriptionROLLING OAKS RANCH LOT 11, 4.0
Census Tract950200
Assessed Land Value$121,330
Assessed Improvement Value$304,690
Assessment Year2025

About this property

Tucked away in the peaceful countryside of Harper, Texas, this thoughtfully owner-built property offers a rare blend of durability, efficiency, and Hill Country charm. Constructed with a steel-built roof by Texas Steel Buildings and supported by pier-and-beam steel frame flooring, the home was designed with longevity and structural integrity in mind. Inside, comfort meets practicality with 2x6 walls, double-pane windows, a double-insulated attic, and exceptional overall insulation—creating an energy-efficient environment year-round. The spacious layout includes a large laundry room with ample space for a freezer, home office setup, or additional storage, along with generously sized closets throughout. Outdoor living shines with a 10-foot covered porch stretching across the front and along the side—perfect for enjoying the surrounding natural beauty. The property is dotted with mature live oaks in the front and features several serene groves in the back, offering both shade and privacy. A wet-weather creek adds to the landscape’s character and charm. Functionality continues with multiple improvements: a garage/shop situated on a 30x30 slab with an additional 26x24 slab, a two-car carport at the shop, and a small attached carport at the home. There’s also an RV cover conveniently located behind the house. Two drive-through gates provide easy access, including one equipped with an automatic opener. Set in a quiet neighborhood, this property delivers a sense of seclusion while still offering the features and flexibility for everyday living, hobbies, and entertaining. A truly unique opportunity to own a well-built home surrounded by the natural beauty of the Texas Hill Country.

Investor Tools

$166,599Estimated Mortgage Balance
$260,012Estimated Equity
60% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,556 /month
Positive
Cash Flow Estimate:
$852 /month

Interested in this property?

Kimberly Cooke

CENTURY 21 The Hills Realty

ContactContact

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$375/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$2,370
$426,020
2025
$121,330
$304,690
$426,020
No

Tax History

Year
Tax Paid
Assessed Value
2024
$2,370
$426,020

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Royal United Mortgage Llc
Conventional
$178,150
No
First
Oct 6, 2022
Nov 2052

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$166,599
$259,421
60%
39%
$1,069/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Harper

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