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$840,000

NAL Estimated Property Value

129 W Ridge Street, Decatur, TX, 76234

Off MarketInfo
Beds5 Beds
Baths4 Bath
Baths3,247 Sq Ft
price_per_sqft$180.17 / sqft
Year BuiltBuilt in 1995

Property Lead Type:

Off-Market ListHigh Equity

Highlights

Interior

Bedrooms 5Bedrooms 5
Bathrooms 4Bathrooms 4
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Disposal, Double Oven, Electric Cooktop, Electric Oven, Microwave, Plumbed For Ice Maker
FlooringCarpet, Ceramic Tile

Exterior

Private PoolPrivate Pool
Exterior FeaturesFire Pit, Rain Gutters
Lot Size4.67 acres

Building Information

Year Built1995
Stories1
Roof Type158
Garage Spaces2

Land Information

APNR1125.0220.00
Lot Number22
SubdivisionHolly Ridge Estates
Land UseResidential
Legal DescriptionLOT 22 HOLLY RIDGE ESTATES
Census Tract150104
Assessed Land Value$196,817
Assessed Improvement Value$574,909
Assessment Year2025

About this property

Stunning five bedroom home on over 4 heavily wooded acres with workshop in Decatur ISD! This home has it all! Living room has wood burning fireplace and beautiful flooring, formal dining, kitchen filled with custom cabinetry, center island, double oven, tasteful granite and breakfast area overlooking the outdoor oasis! Great family floorplan with oversized master and bedroom on first floor. Bedroom 3 has private bath while bdrm 4 & 5 share a jack n jill bath.Tons of storage and walk in closets are throughout! Outdoor living space consists of fire pit, outdoor kitchen, hot tub and plenty of room to entertain on mutiple levels! Oversized insulated workshop has pool bath. Don't miss the custom tree house!

Investor Tools

Property Icon
$840,000
Estimated Property Value
$486,676Estimated Mortgage Balance
$353,324Estimated Equity
42% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$5,040 /month
Positive
Cash Flow Estimate:
$1,680 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$998/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$7,776
$771,726
2025
$196,817
$574,909
$771,726
No

Tax History

Year
Tax Paid
Assessed Value
2024
$7,776
$771,726

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Fairway Independent Mortgage Corp
Conventional
$536,000
No
First
Jul 20, 2021
Aug 2051

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$486,676
$353,324
42%
58%
$3,214/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Decatur

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129 W Ridge Street | Property Details | No Agent List