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Days249Days on Market
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$621,700

12908 John Reynolds Rd, Galveston, TX, 77554

On MarketInfo
Beds4 Beds
Baths3 Bath
Baths1,173 Sq Ft
price_per_sqft$530.01 / sqft
Year BuiltBuilt in 1977

Property Lead Type:

Absentee OwnerHigh EquityMove-In Ready

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 2Bathrooms Full 2
Bathrooms Half 1Bathrooms Half 1
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDisposal, Dryer Included, Refrigerator Included, Washer Included, Electric Oven, Microwave, Free-Standing Range, Dishwasher
FlooringVinyl Plank

Exterior

Exterior FeaturesBalcony
Lot Size5,968 sqft

Building Information

Year Built1977
Stories1
Roof Type105
Garage Spaces2

Land Information

APN1765-0000-0036-000
Lot Number36
SubdivisionBermuda Beach
Land UseResidential
Legal DescriptionABST 121 HALL & JONES SUR LOT 36 BERMUDA BEACH
Census Tract726000
Assessed Land Value$76,080
Assessed Improvement Value$511,050
Assessment Year2025

About this property

Beautiful beach views, ocean breezes, and the sound of the surf set the perfect tone in this fully updated 4BR/3BA third-row beach cottage—just a 2-minute walk to the sand! Renovated down to the studs, updates include all new electric, panel box, plumbing, roof, windows (2022), flooring, and a stunning new kitchen with stainless appliances (all stay). Home features 3 bedrooms and 2 baths upstairs—including an added second full bath—and 1 private bedroom with its own full bath downstairs. Enjoy the large new covered front deck that spans the home and a new back entrance with deck. Also includes a cement driveway, synthetic deck (2020), AC compressor (2020), and enclosed outdoor showers. Wheelchair lift adds accessibility, with extra storage below. Sold fully furnished—just bring flip flops! Excellent rental history before remodel (especially April–September)—ideal for full-time living, a weekend retreat, or flexible short-term rental income. Coastal living at its best!

Investor Tools

$181,465Estimated Mortgage Balance
$441,813Estimated Equity
70% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$3,738 /month
Positive
Cash Flow Estimate:
$1,246 /month

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Joy Upanavage

Better Homes and Gardens Real Estate Gary Greene - Bay Area

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$1,119/month
$300/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$10,307
$587,130
2025
$76,080
$511,050
$587,130
No

Tax History

Year
Tax Paid
Assessed Value
2024
$10,307
$587,130

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Angel Oak Mortgage Solutions Llc
Conventional
$185,000
No
First
Apr 29, 2025
May 2055

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$181,465
$441,535
70%
29%
$1,110/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Galveston

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