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$344,000

NAL Estimated Property Value

12908 Spruce Cir, Tomball, TX, 77375

Off MarketInfo
Beds5 Beds
Baths3 Bath
Baths2,317 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$133.36 / sqft
Year BuiltBuilt in 2013

Property Lead Type:

Absentee Owner

Highlights

Interior

Bedrooms 5Bedrooms 5
Bathrooms Full 3Bathrooms Full 3
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling

Exterior

Lot Size5,942 sqft

Building Information

Year Built2013
Garage Spaces2

Land Information

APN1252560030011
Lot Number11
SubdivisionPine Meadows
Land UseResidential
Legal DescriptionLT 11 BLK 3 PINE MEADOWS
Census Tract555404
Assessed Land Value$50,201
Assessed Improvement Value$272,377
Assessment Year2025

About this property

Take a look today at this cozy home in Tomball's quaint neighborhood of Pine Meadows. With LOW TAXES and LOW HOA fees this neighborhood is a must visit. Pine Meadows is situated just a mile from downtown Tomball. This is a 5 bedroom & 3 full bath home. Game room. 2-car garage. Primary bedroom features 2 walk-in closets and separate tub and shower and dual sinks. Hot tub on the back patio. This residence offers a comfortable & inviting space.

Investor Tools

Property Icon
$344,000
Estimated Property Value
$273,169Estimated Mortgage Balance
$70,831Estimated Equity
22% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,064 /month
Positive
Cash Flow Estimate:
$688 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$415/month
$340/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$3,261
$322,578
2025
$50,201
$272,377
$322,578
No

Tax History

Year
Tax Paid
Assessed Value
2024
$3,261
$322,578

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Swift Home Loans Inc
Va
$275,980
Yes
First
Oct 16, 2025
Nov 2055

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$273,169
$77,831
22%
79%
$1,655/mo

Learn About the Market: Opportunity in Texas

Local Market Pages
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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Tomball

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12908 Spruce Cir | Property Details | No Agent List