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$630,847

NAL Estimated Property Value

12920 Cold Spring Ln, Ponder, TX, 76259

Off MarketInfo
Beds4 Beds
Baths3 Bath
Baths2,816 Sq Ft
price_per_sqft$230.82 / sqft
Year BuiltBuilt in 2020

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 2.5Bathrooms Full 2.5
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Disposal, Microwave, Vented Exhaust Fan
FlooringCarpet, Ceramic Tile, Laminate

Exterior

Private PoolPrivate Pool
Lot Size1.60 acres

Building Information

Year Built2020
Stories1
Roof Type105
Garage Spaces3

Land Information

APNR956983
Lot Number11
SubdivisionMidway Ridge Phase 2
Land UseResidential
Legal DescriptionMIDWAY RIDGE PHASE 2 BLK E LOT 11
Census Tract020206
Assessed Land Value$162,806
Assessed Improvement Value$468,041
Assessment Year2025

About this property

Motivated Sellers! This house is Gorgeous and has plenty to offer. House has 4 bedrooms, an office and a game room that can also be used as a bedroom. Quartz countertops throughout the house, beautiful laminate flooring in all the traffic areas. Beautiful views, sit and relax by the salt pool. Yard is fenced and pet safety, no animals can come in or get out. There are two shops, one shop was built to be a restroom and a changing room with measurements of 9x30, plumbing was started, but didn't get finished. The bigger shop measurements are 24x30 with electricity. Plenty of space left in the backyard to build anything you desire, just use your imagination and bring it to life. This property backs up to HWY 380. Motivated Sellers!

Investor Tools

Property Icon
$630,847
Estimated Property Value
$451,900Estimated Mortgage Balance
$178,947Estimated Equity
28% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$3,900 /month
Positive
Cash Flow Estimate:
$1,300 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$1,367/month
$490/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$13,248
$630,847
2025
$162,806
$468,041
$630,847
No

Tax History

Year
Tax Paid
Assessed Value
2024
$13,248
$630,847

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Guild Mortgage Co
Va
$460,000
Yes
First
May 21, 2025
Jun 2055

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$451,900
$178,947
28%
72%
$2,758/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$2,730/mo
$3,248/mo
$-518/mo
5.2%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Ponder

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