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$254,498

NAL Estimated Property Value

1304 Emerald Gate Dr, Temple, TX, 76502

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths1,566 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$159.64 / sqft
Year BuiltBuilt in 2017

Property Lead Type:

Off-Market ListAbsentee OwnerHigh EquityMove-In Ready

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Garage AvailableGarage Available
AppliancesDishwasher, Electric Range, Electric Water Heater, Disposal, Refrigerator, Water Heater, Microwave
FlooringCarpet, Ceramic Tile

Exterior

Lot Size6,307 sqft

Building Information

Year Built2017
Stories1
Roof Type105
Garage Spaces2

Land Information

APN445073
SubdivisionLake Pointe Phase Ii-A1
Land UseResidential
Legal DescriptionLAKE POINTE PHASE II-A1, BLOCK 006, LOT 0025
Census Tract020302
Assessed Land Value$39,000
Assessed Improvement Value$215,498
Assessment Year2025

About this property

Welcome to this beautifully maintained 3-bedroom, 2-bath home, perfectly designed for comfort and convenience. Featuring a desirable split floorplan, the open concept living, dining, and kitchen areas create an inviting space for everyday living and entertaining. The kitchen is a chef’s delight with stainless steel appliances, granite countertops, and a spacious pantry. The living area flows seamlessly into the dining space, making gatherings effortless and has surround sound! Two generously sized guest bedrooms provide plenty of room, while the private master suite offers a spa-like retreat with dual vanities, a soaking tub, and a separate shower. Step outside to enjoy the covered back patio, ideal for relaxing evenings, along with a large storage unit and cross-fenced yard—perfect for furry friends. Located in the sought-after Belton School District, this home also offers access to a community pool and park. Don’t miss the chance to make this move-in ready home yours—you’ll be impressed by all it has to offer!

Investor Tools

Property Icon
$254,498
Estimated Property Value
$226,325Estimated Mortgage Balance
$28,173Estimated Equity
11% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,527 /month
Positive
Cash Flow Estimate:
$509 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$593/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$5,840
$254,498
2025
$39,000
$215,498
$254,498
No

Tax History

Year
Tax Paid
Assessed Value
2024
$5,840
$254,498

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Texell Cu
Unknown
$226,980
No
First
Mar 24, 2026
N/A

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$226,325
$28,173
11%
89%
$1,361/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Temple

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