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$945,000

$975,000

1309 Howell St, McKinney, TX, 75069

On MarketInfo
Price DropInfo
Beds4 Beds
Baths4 Bath
Baths3,026 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$312.29 / sqft
Year BuiltBuilt in 2016

Property Lead Type:

Absentee OwnerHigh Equity

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 2Bathrooms Full 2
Bathrooms Half 2Bathrooms Half 2
AppliancesDishwasher, Disposal, Gas Cooktop, Gas Oven, Microwave, Refrigerator
FlooringCarpet, Wood

Exterior

Lot Size7,636 sqft

Building Information

Year Built2016
Stories2

Land Information

APNR-0865-002-006R-1
Lot Number6R
SubdivisionBush Garland Addition (Cmc)
Land UseResidential
Legal DescriptionBUSH GARLAND ADDITION (CMC), BLK 2, LOT 6R; * (REPLAT) * (REPLAT)
Census Tract030802
Assessed Land Value$240,000
Assessed Improvement Value$535,000
Assessment Year2025

About this property

PRICE ADJUSTMENT! Beautifully custom designed two-story home in the heart of McKinney. Featuring a welcoming wraparound porch, half screen in and timeless curb appeal. Inside, welcome to an open-concept layout with rich hardwood floors, abundant natural light, and thoughtful architectural details throughout. Spacious kitchen anchors the home with a large island, stainless steel appliances, generous cabinetry, and statement lighting, flowing seamlessly into the dining and living areas, making it ideal for both everyday living and entertaining. The primary suite provides a relaxing retreat with a spa inspired bath featuring dual vessel sinks, updated finishes, a soaking tub, and separate glass shower. Upstairs offers comfortable bedrooms and a dedicated media or living room perfect for movie nights, a home office, or flexible family space. Additional highlights include a charming mudroom entry, versatile craft flex space that can be converted back to a grarage. This space offers AC and a half bath with extensive built-ins, and beautifully maintained landscaping that enhances the outdoor living experience. This home combines character, functionality, and modern updates in a highly livable layout.

Investor Tools

$325,441Estimated Mortgage Balance
$667,135Estimated Equity
70% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$5,940 /month
Positive
Cash Flow Estimate:
$1,980 /month

Interested in this property?

Robert Daniels

Monument Realty

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$1,073/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$7,925
$775,000
2025
$240,000
$535,000
$775,000
No

Tax History

Year
Tax Paid
Assessed Value
2024
$7,925
$775,000

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Everett Financial Inc
Va
$406,507
Yes
First
Nov 16, 2016
Dec 2046

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$325,441
$763,559
70%
33%
$2,438/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$2,572/mo
$2,438/mo
+$134/mo
3.1%

Learn About the Market: Opportunity in Texas

Local Market Pages
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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: McKinney

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