Real opportunities. Driven by live market signals.
Updated every minute.

Browse Homes — Buy Direct, Deal on Your Terms

Updated Properties Icon
Updated Properties
Last 24 HoursLast 24 Hours

$367,000

NAL Estimated Property Value

1309 Oak St, McKinney, TX, 75069

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths1,360 Sq Ft
price_per_sqft$257.35 / sqft
Year BuiltBuilt in 1960

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Heating Space/SuspendedHeating Space/Suspended
CoolingCooling
AppliancesDishwasher, Electric Range, Disposal, Microwave, Wine Cooler
FlooringCarpet, Vinyl, Wood

Exterior

Exterior FeaturesGarden, Rain Gutters
Lot Size10,001 sqft

Building Information

Year Built1960
Stories2
Roof Type105

Land Information

APNR-0870-015-010R-1
Lot Number10R
SubdivisionCollege Addition (Cmc)
Land UseResidential
Legal DescriptionCOLLEGE ADDITION (CMC), BLK 15, LOT 10R; * REPLAT * REPLAT
Census Tract030702
Assessed Land Value$168,750
Assessed Improvement Value$143,112
Assessment Year2025

About this property

Adorable cottage nestled on a quiet East Mckinney street, minutes to Historic Downtown! You will be delighted when you drive up to this azure home with a white picket fence on a landscaped double lot! The perfect combination of old & new, charm and character flow throughout from the original hardwood floors & wainscoting to the updated kitchen & bathrooms! Beautiful oversized family room with light that pours in through the picturesque windows.Cozy eat in kitchen with crisp white cabinets, glass tile backsplash, eat up island, farmhouse sink & pot rack lighting. Remodeled main bathroom with brick patterned subway tile, modern vanity, designer lighting, & gorgeous refinished ship lap cedar wall, original to the home! Enjoy cool Texas evenings admiring the string lights hovering over your fire pit in your uber private yard. Large shed for extra storage! Take a bike ride along the tree-lined streets, admiring other gorgeous historic homes on your way to enjoy a patio off Mckinney square.

Investor Tools

Property Icon
$367,000
Estimated Property Value
$308,173Estimated Mortgage Balance
$58,827Estimated Equity
16% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,202 /month
Positive
Cash Flow Estimate:
$734 /month

Interested in this property?

Run an Owner Lookup!

Unlock Owner Contacts

Want alerts when something changes with this property?

Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$616/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$5,554
$311,862
2025
$168,750
$143,112
$311,862
No

Tax History

Year
Tax Paid
Assessed Value
2024
$5,554
$311,862

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Ark-La-Tex Financial Services Llc
Conventional
$330,125
No
First
Oct 5, 2022
Nov 2052

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$308,173
$58,827
16%
84%
$1,980/mo

Learn About the Market: Opportunity in Texas

Local Market Pages
Local Market Pages 2Local Market Pages 3Local Market Pages 4

Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: McKinney

No Agent List Top Properties.

These are Deal List properties graded A+, A.

Loading properties...

Sold Properties

Loading properties...