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$229,900

1310 S 21st St, Temple, TX, 76504

On MarketInfo
Beds4 Beds
Baths2 Bath
Baths1,898 Sq Ft
DuplexDuplex
price_per_sqft$125.92 / sqft
Year BuiltBuilt in 1960

Property Lead Type:

Absentee OwnerHigh EquityCash BuyersMove-In Ready

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 2Bathrooms Full 2
AppliancesDishwasher, Electric Cooktop, Electric Range, Range
FlooringCarpet, Laminate

Exterior

Lot Size6,752 sqft

Building Information

Year Built1960
Stories2
Roof Type105

Land Information

APN56635
SubdivisionTal-Coe Place
Land UseResidential
Legal DescriptionTAL-COE PLACE, BLOCK 023, LOT 0008
Census Tract021000
Assessed Land Value$28,890
Assessed Improvement Value$160,845
Assessment Year2025

About this property

Opportunity awaits with this charming income-producing duplex in Temple, TX, ideally located near major employers, schools, and everyday conveniences. Just minutes from Baylor Scott & White Medical Center – Temple, Temple College, UMHB, Interstate 35, and Downtown Temple, this property offers strong appeal for investors, and owner-occupants alike. These two-story duplex features two units, each offering 2 bedrooms and 1 bathroom, with separate electricity and water meters for added convenience and tenant independence. Both the upper and lower units are move-in ready, making it easy to place tenants quickly or occupy one unit while generating rental income from the other. The flexible setup makes this property perfect for long-term rentals, first-time investors, or buyers looking to offset their mortgage by living in one unit and renting the other. With its prime location near medical, education, and commuter routes, the property benefits from consistent rental demand. Whether you're looking to expand your investment portfolio, generate passive income, or start your real estate journey, this Temple duplex offers location, flexibility, and income potential.

Investor Tools

$0Estimated Mortgage Balance
$228,000Estimated Equity
100% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,379 /month
Positive
Cash Flow Estimate:
$460 /month

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Sarah Martin

Kelly Realtors

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$363/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$3,214
$164,940
2025
$28,890
$160,845
$189,735
No

Tax History

Year
Tax Paid
Assessed Value
2024
$3,214
$164,940

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
N/A
$228,000
100%
0%
$0/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Temple

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1310 S 21st St | Property Details | No Agent List