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Owner Contacts

$513,000

NAL Estimated Property Value

1311 Cardigan Bay Cir, Spring, TX, 77379

Off Market

4 Beds

4 Bath

3,542 Sq Ft

$117.73 / sqft

Built in 1998

Property Lead Type:

Off-Market ListAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 4

Bathrooms Full 3

Bathrooms Half 1

Indoor Fireplace

Garage Available

Heating Central

Cooling

AppliancesDisposal, Gas Oven, Microwave, Gas Cooktop, Dishwasher, Cooktop

FlooringCarpet, Vinyl

Exterior

Lot Size8,281 sqft

Building Information

Year Built1998

Garage Spaces2

Land Information

APN1193540030017

Lot Number17

SubdivisionThe Lake Estates

Land UseResidential

Legal DescriptionLT 17 BLK 3 THE LAKE ESTATES GLEANNLOCH FARMS SEC 2

Census Tract554808

Assessed Land Value$71,726

Assessed Improvement Value$440,965

Assessment Year2025

About this property

Welcome to Cardigan Bay a GORGEOUS home in The Lake Estates.A large front porch greets you & provides a perfect place for chairs to relax.The 2 story entry welcomes you as you enter the home with NEW plank flooring in the study, family room&kitchen.There is also NEW carpet upstairs&NEW designer paint through the entire home!The spacious Dining room is off of the kitchen&the Study has French Doors&is wood paneled with glass shelves.The 2 story family room has a corner fireplace & is open to the expansive kitchen that has lots of counter space & a separate island.The Primary bedroom has a coffered ceiling & crown molding.The Large Elevated game room is up stairs with the 3 spacious secondary bedrooms that also have crown molding.In the Backyard there is a large deck to entertain on & plenty of yard to grow your own roses. Beautiful and ready to move into & located in The Lake Estates this lovely home is zoned to the Exemplary Hassler Elementary.What more can you ask for!

Investor Tools

$513,000

Estimated Property Value

$304,889Estimated Mortgage Balance

$208,111Estimated Equity

40% equity

Estimated Cap Rate

View Rate

Estimated ARV (After-Repair Value)

Calculate ARV

Rent-to-Value Ratio: 0.72%

Rent Estimate

$3,078 /month

Positive

Cash Flow Estimate:

$1,026 /month

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Financing Details

Estimated Taxes & Insurance

HOA Fees

Interest Rate Assumption

$801/month

$1,000/month

5.947%

Tax Information

Annual Taxes

Assessed Value

Assessment Year

Assessed Land

Assessed Improvement

Market Value

Tax Delinquent

$7,046

$512,691

2025

$71,726

$440,965

$512,691

Tax History

Year

Tax Paid

Assessed Value

2024

$7,046

$512,691

Mortgage Details

Lender

Loan Type

Loan Amount

Assumable

Position

Origination Date

Maturity Date

Prosperity Home Mortgage Llc

Conventional

$332,000

First

Jan 13, 2022

Feb 2052

Equity Summary

Est. Mortgage Balance

Est. Equity

Equity %

LTV

Est. Monthly Payment

$304,889

$208,111

40%

59%

$1,991/mo

Rental Potential

Est. Monthly Rent

Est. Monthly Expenses

Est. Cash Flow

Gross Yield

$2,590/mo

$2,991/mo

$-401/mo

6.1%

Learn About the Market: Opportunity in Texas

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Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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