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$290,000

1325 W Main St, Denison, TX, 75020

On MarketInfo
Beds3 Beds
Baths3 Bath
Baths2,260 Sq Ft
price_per_sqft$128.32 / sqft
Year BuiltBuilt in 1940

Property Lead Type:

Absentee OwnerHigh EquityMove-In Ready

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms 3Bathrooms 3
Garage AvailableGarage Available
AppliancesDishwasher, Electric Range, Electric Water Heater, Refrigerator
FlooringWood, Vinyl

Exterior

Lot Size5,998 sqft

Building Information

Year Built1940
Stories2
Garage Spaces2

Land Information

APND017 3117549
Lot Number10
SubdivisionMillers 2nd Addn
Land UseResidential
Legal DescriptionMILLERS 2ND ADDN, BLOCK 52, LOT 10, ACRES .1377
Census Tract000501
Assessed Land Value$40,200
Assessed Improvement Value$130,401
Assessment Year2025

About this property

1940 Historic Charmer in Denison! This beautiful two story home has the original features--hardwood flooring, staircase and an arched doorway--that bring personality plus. Living and entertaining are easy with a grand 9x9 entry leading to either the living room with a cozy wood-burning fireplace, or kitchen. The floorplan then flows to the dining room and first sunroom. The sunroom and back door both lead to the expansive composite deck which extends across the back of the house for outdoor entertaining. All three bedrooms are nestled upstairs with an additional full bathroom and another (yes, there are two) sunroom off the third bedroom. This home has been lovingly maintained including a 2021 roof with hail resistant shingles, triple pane argon windows, completely remodeled first floor sunroom, and more. A list of improvements and updates is attached in MLS. This darling home is in the heart of Denison, Texas and a brisk walk to its historic, award-winning downtown shopping and entertainment district.

Investor Tools

$108,822Estimated Mortgage Balance
$108,178Estimated Equity
49% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,740 /month
Positive
Cash Flow Estimate:
$580 /month

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Jennifer Knott

RE/MAX Signature Properties

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$323/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$2,788
$170,601
2025
$40,200
$130,401
$170,601
No

Tax History

Year
Tax Paid
Assessed Value
2024
$2,788
$170,601

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Jpmorgan Chase Bank Na
Conventional
$123,500
No
First
May 7, 2020
Jun 2050

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$108,822
$108,178
49%
50%
$741/mo

Learn About the Market: Opportunity in Texas

Local Market Pages
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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Denison

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1325 W Main St | Property Details | No Agent List