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$256,000

NAL Estimated Property Value

1338 Ruswood Dr, Abilene, TX, 79601

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths2,129 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$115.03 / sqft
Year BuiltBuilt in 1977

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Vented Exhaust Fan
FlooringCeramic Tile, Laminate

Exterior

Lot Size5,863 sqft

Building Information

Year Built1977
Stories1
Roof Type105
Garage Spaces2

Land Information

APN57500043243
Lot Number109
SubdivisionRadford Hills Sec 10 Replat Of Bk B
Land UseResidential
Legal DescriptionRADFORD HILLS SEC 10 REPLAT OF BK B, BLOCK 2, LOT 109 REP
Census Tract010900
Assessed Land Value$23,430
Assessed Improvement Value$190,835
Assessment Year2025

About this property

Welcome to this charming updated 3-bedroom, 2-bathroom garden home offering modern features, and a convenient location on ACU Hill. Situated in an established neighborhood, this home is just minutes from Abilene Christian University, Hendrick Medical Center-North, shopping centers, restaurants, and more. Plus, it's within walking distance to Taylor Elementary. Inside, you'll find a spacious and functional layout with timeless Saltillo tile flooring and stylish laminate flooring in the bedrooms. Vaulted ceilings and abundant of natural light create a sense of openness with a classic brick fireplace adds warmth and character to the living room. A built-in wet bar enhances the space making it perfect for entraining or relaxing at home. The kitchen features updated stainless appliances, concrete countertops, plenty of cabinet storage, and an eat in dining space that is ideal for casual meals or morning coffee. The primary suite includes an en suite bathroom with updated fixtures and finishes, creating a peaceful place to unwind. Two additional bedrooms are well sized and versatile, great for guests, home office or hobbies. Enjoy a low-maintenance yard to relax or host small gatherings. The garden home layout offers added privacy and ease of upkeep, perfect for homeowners seeking comfort with less hassle. This home offers the perfect blend of location, layout. comfort, and style.

Investor Tools

Property Icon
$256,000
Estimated Property Value
$233,966Estimated Mortgage Balance
$22,034Estimated Equity
8% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,536 /month
Positive
Cash Flow Estimate:
$512 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$511/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$4,856
$214,265
2025
$23,430
$190,835
$214,265
No

Tax History

Year
Tax Paid
Assessed Value
2025
$4,856
$214,265

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Primelending
Fha
$236,726
Yes
First
Sep 19, 2025
Oct 2055

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$233,966
$22,034
8%
91%
$1,420/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Abilene

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1338 Ruswood Dr | Property Details | No Agent List