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$342,000

NAL Estimated Property Value

1339 County Road 4128, Cumby, TX, 75433

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths1,876 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$180.7 / sqft
Year BuiltBuilt in 1974

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms 2Bathrooms 2
AppliancesElectric Range
FlooringConcrete, Other, Tile

Exterior

Private PoolPrivate Pool
Exterior FeaturesOutdoor Grill, RV Hookup, Storage
Lot Size2.91 acres

Building Information

Year Built1974
Garage Spaces2

Land Information

APNR000011527
SubdivisionCherry Smith R Survey A-
Land UseResidential
Legal DescriptionACRES: 2.907 ABS: 145 TR: 16-01 SUR: CHERRY SMITH R
Census Tract950200
Assessed Land Value$63,950
Assessed Improvement Value$246,010
Assessment Year2025

About this property

Opportunities like this don't come along very often, this property has it ALL! Enjoy the tranquility of 2.9 breathtaking acres sitting less than 5 min from I30. Spend hot summer days floating in the meticulously maintained pool. Cozy up in the covered hot tub area or host a bbq at the outdoor grilling station. The hot tub stays with the property along with all the pool furniture and fire pit. The views from the sunroom are jaw dropping, you will never want to leave! The property also includes an RV shed with two car ports, an abundance of vegetation, and a private pond. Two years ago the home underwent some major maintenance including the installation of a metal roof and foundation leveling. New flooring was added in the living areas but hasn't been finished out in the bedrooms. With solid bones a quick cosmetic refresh will be easy to make this your own. Seller is offering a $3K paint and flooring concession. This home is a dream so schedule your showing today!

Investor Tools

Property Icon
$342,000
Estimated Property Value
$308,636Estimated Mortgage Balance
$33,364Estimated Equity
9% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,052 /month
Positive
Cash Flow Estimate:
$684 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$413/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$3,249
$309,960
2025
$63,950
$246,010
$309,960
No

Tax History

Year
Tax Paid
Assessed Value
2025
$3,249
$309,960

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Newrez Llc
Fha
$319,113
Yes
First
Jul 30, 2024
Aug 2054

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$308,636
$33,364
9%
90%
$1,914/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Cumby

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1339 County Road 4128 | Property Details | No Agent List