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$636,483

134 Ridge Rd, Decatur, TX, 76234

Off MarketInfo
Beds4 Beds
Baths2 Bath
Baths2,475 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$236.32 / sqft
Year BuiltBuilt in 2006

Property Lead Type:

Off-Market ListAbsentee OwnerMove-In Ready

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 2Bathrooms Full 2
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Water Heater, Microwave, Wine Cooler
FlooringCeramic Tile, Hardwood

Exterior

Exterior FeaturesFire Pit, Storage, Garden
Lot Size2.01 acres

Building Information

Year Built2006
Roof Type158
Garage Spaces3

Land Information

APNR2898.0250.00
Lot Number25R
SubdivisionTimber Ridge South
Land UseResidential
Legal DescriptionLOT 25R BLK 1 TIMBER RIDGE SOUTH
Census Tract150103
Assessed Land Value$150,195
Assessed Improvement Value$486,288
Assessment Year2025

About this property

**Motivated Sellers - BRING OFFERS; Sellers are installing a privacy fence on 730.** Country living on 2+ park-like acres- 4 bed, 2 bath, updated main house shares property with 567 sqft guest apartment, full kitchen and bath; a plumbed shop, a 380 sq ft office or craft room; and a charming garden. Main house is completely remodeled and has new HVAC roof & gutters in 2022. Garage converted to a spacious bonus room & office; property still has 4 covered parking spaces. Remodeled kitchen has custom cabinets, huge island with microwave drawer, hidden storage above the stove, a Kohler cast iron sink with Delta hands free faucet, & gorgeous leathered granite. Ensuite master bath updated with 2 Delta shower heads and 1 Delta rain shower head, jetted tub and a spacious custom closet. Engineered hardwood floors throughout house. Screened-in patio has separate closed off compartment, easily removed. Septic recently pumped& inspected. MLS documents has more info, a survey and an update list.

Investor Tools

Property Icon
$636,483
Estimated Property Value
$504,900Estimated Mortgage Balance
$163,486Estimated Equity
21% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$3,819 /month
Positive
Cash Flow Estimate:
$1,273 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$865/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$7,193
$636,483
2025
$150,195
$486,288
$636,483
No

Tax History

Year
Tax Paid
Assessed Value
2024
$7,193
$636,483

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Everett Financial Inc
Conventional
$504,900
No
First
Dec 9, 2022
Jan 2053

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$472,997
$163,486
25%
74%
$3,028/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Decatur

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134 Ridge Rd | Property Details | No Agent List