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$544,256

NAL Estimated Property Value

1343 Spirit Tree Trail, St. Paul, TX, 75098

$603,860 ARVInfo
Off MarketInfo
Beds4 Beds
Baths3 Bath
Baths3,034 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$181.28 / sqft
Year BuiltBuilt in 2020

Property Lead Type:

Off-Market ListHigh Equity

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 2.5Bathrooms Full 2.5
AppliancesBuilt-In Gas Range, Dishwasher, Disposal, Gas Cooktop, Microwave
FlooringCarpet, Ceramic Tile

Exterior

Exterior FeaturesRain Gutters, Private Yard
Lot Size9,670 sqft

Building Information

Year Built2020
Stories2
Garage Spaces2

Land Information

APNR-11757-014-0070-1
Lot Number7
SubdivisionInspiration Phase 7a
Land UseResidential
Legal DescriptionINSPIRATION PHASE 7A, BLK 14, LOT 7
Census Tract031314
Assessed Land Value$170,000
Assessed Improvement Value$374,256
Assessment Year2025

About this property

MOTIVATED SELLER! BRING ALL OFFERS! Like-new home located in the award-winning master planned community of Inspiration along the shores of Lake Lavon. From the moment you step inside this beautiful Bloomfield home, you will feel at home! Well-maintained and perfectly upgraded, this open floorplan offers formal dining, huge kitchen w island, granite countertops, ss appliances, and cozy living room with fireplace. Primary suite is highlighted by a rainhead shower, seperate tub, dual sinks, and large walk-in closet. The generously proportioned game room offers a versatile space for the ultimate flexibility, and the media room is ready for entertaining with 5.1 surround sound wiring! Relax on the covered patio and envision the possibilities in the large rear yard! Inspiration offers a lifestyle like no other, boasting an array of amenities including 5 pools, lazy river, 2 story fitness center, dog parks, zip line, pickleball, sand volleyball, engaging clubs and events, and SO MUCH MORE!!

Investor Tools

Property Icon
$544,256
Estimated Property Value
$385,024Estimated Mortgage Balance
$159,232Estimated Equity
29% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
$603,859
Rent-to-Value Ratio: 0.72%
Rent Estimate
$3,300 /month
Positive
Cash Flow Estimate:
$1,100 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$1,109/month
$591/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$10,588
$544,256
2025
$170,000
$374,256
$544,256
No

Tax History

Year
Tax Paid
Assessed Value
2024
$10,588
$544,256

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
United Wholesale Mortgage
Conventional
$404,000
No
First
Oct 31, 2023
Nov 2053

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$385,024
$159,232
29%
71%
$2,423/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$3,340/mo
$3,014/mo
+$326/mo
7.4%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: St. Paul

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1343 Spirit Tree Trail | Property Details | No Agent List