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$623,000

NAL Estimated Property Value

1382 Cottonwood Rd, Fischer, TX, 78623

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths1,502 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$366.18 / sqft
Year BuiltBuilt in 2020

Property Lead Type:

Absentee OwnerHigh Equity

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesMicrowave, Water Heater, Water Softener Owned
FlooringSee Remarks

Exterior

Private PoolPrivate Pool
Exterior FeaturesPrivate Yard
Lot Size1.25 acres

Building Information

Year Built2020
Stories1
Roof Type105
Garage Spaces2

Land Information

APN45-0100-0402-00
Lot Number122
SubdivisionRancho Del Lago Phase Xi
Land UseResidential
Legal DescriptionRANCHO DEL LAGO PHASE XI, LOT 122
Census Tract310603
Assessed Land Value$110,700
Assessed Improvement Value$370,440
Assessment Year2025

About this property

Hill Country Sunsets, Wide-Open Skies & Room to Live the Way You Want. Welcome to your private slice of the Texas Hill Country in the heart of Fischer. Set on a spacious large-lot property with sweeping views, this beautifully upgraded 1,500 sq ft home blends comfort, quality, and functionality with the peaceful lifestyle buyers are searching for. Designed with an open-concept layout, the home feels light, airy, and connected — perfect for gathering with friends, hosting family, or simply enjoying quiet evenings by the fire. The kitchen is both stylish and functional, featuring high-end Bosch appliances, a Z-Line gas range, upgraded plumbing fixtures, and designer lighting and fans. Plantation shutters accent the front windows, while quality Hunter Douglas window coverings add warmth and refinement throughout. Two real wood-burning fireplaces with gas connections create cozy spaces to unwind on cool Hill Country nights. A tankless water heater, water softener, and two, 150-gallon propane tanks provide efficiency and everyday convenience. Step outside and experience what makes this property truly special. The spacious Trex deck offers breathtaking Hill Country views — the perfect setting for morning coffee, sunset dinners, or star-filled evenings. The large fenced backyard provides room to relax, garden, or let pets roam freely. For those who need space to create, build, or store, the impressive 24x30 insulated red-iron shop is a standout feature. Complete with a 10-foot overhang, interior and exterior fans, and a large concrete drive, it offers endless possibilities — workshop, hobby space, home business, or additional storage. An oversized concrete driveway with circular drive at the top and additional parking pad at garage level ensures plenty of space for guests, RVs, boats, or recreational vehicles. This is more than a home — it’s a lifestyle of space, views, privacy, and freedom — all just minutes from Canyon Lake, Wimberley, and San Marcos.

Investor Tools

Property Icon
$623,000
Estimated Property Value
$353,244Estimated Mortgage Balance
$86,761Estimated Equity
48% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$3,738 /month
Positive
Cash Flow Estimate:
$1,246 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$646/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$4,638
$481,140
2025
$110,700
$370,440
$481,140
No

Tax History

Year
Tax Paid
Assessed Value
2024
$4,638
$481,140

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Texas Dow Employees Cu
Conventional
$284,000
No
First
Apr 9, 2021
May 2051

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$353,244
$338,756
48%
57%
$2,303/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Fischer

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1382 Cottonwood Rd | Property Details | No Agent List