B+

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Owner Contacts

$236,032

NAL Estimated Property Value

13909 Vernon Ave, Lubbock, TX, 79423

Off Market

3 Beds

2 Bath

1,682 Sq Ft

Single Family Residence

$133.77 / sqft

Built in 2019

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 3

Bathrooms Full 2

Garage Available

Heating Central

Cooling

AppliancesCooktop, Dishwasher, Disposal, Free-Standing Electric Range, Microwave, Stainless Steel Appliance(s)

FlooringCarpet, Tile

Exterior

Exterior FeaturesNone

Lot Size6,587 sqft

Building Information

Year Built2019

Roof Type105

Garage Spaces2

Land Information

APNR331546

Lot Number3870

SubdivisionBell Farms

Land UseResidential

Legal DescriptionBELL FARMS L 387

Census Tract010512

Assessed Land Value$40,000

Assessed Improvement Value$196,032

Assessment Year2025

About this property

Don't miss your chance to own this incredible home, recently appraised! This home is priced $15,000 below appraised value offering great equity for the next owners. Welcome to this beautiful 3-bedroom, 2-bathroom home located in a highly sought-after Lubbock Cooper school district! Nestled in bell farms a family-friendly neighborhood, this home offers the perfect blend of comfort, convenience, and community. Step inside to find a spacious and inviting layout, featuring a bright living area, a modern kitchen with ample storage, and a cozy dining space perfect for gatherings. This home has an extra-large primary suite, offering the perfect combination of space and comfort. Outside, enjoy a large backyard with a pergola ideal for outdoor fun and relaxation. Situated just minutes from grocery stores, shopping centers, and dining options, this home makes errands every day a breeze. Don't miss your chance to live in this prime location, schedule your showing today!

Investor Tools

$236,032

Estimated Property Value

$234,754Estimated Mortgage Balance

$1,278Estimated Equity

0% equity

Estimated Cap Rate

View Rate

Estimated ARV (After-Repair Value)

Calculate ARV

Rent-to-Value Ratio: 0.72%

Rent Estimate

$1,416 /month

Positive

Cash Flow Estimate:

$472 /month

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Financing Details

Estimated Taxes & Insurance

HOA Fees

Interest Rate Assumption

$458/month

No HOA

5.947%

Tax Information

Annual Taxes

Assessed Value

Assessment Year

Assessed Land

Assessed Improvement

Market Value

Tax Delinquent

$4,314

$236,032

2025

$40,000

$196,032

$236,032

Tax History

Year

Tax Paid

Assessed Value

2024

$4,314

$236,032

Mortgage Details

Lender

Loan Type

Loan Amount

Assumable

Position

Origination Date

Maturity Date

Cmg Mortgage Inc

Fha

$220,924

Yes

First

Jun 30, 2025

Jul 2055

Equity Summary

Est. Mortgage Balance

Est. Equity

Equity %

LTV

Est. Monthly Payment

$234,754

$1,278

99%

$1,431/mo

Rental Potential

Est. Monthly Rent

Est. Monthly Expenses

Est. Cash Flow

Gross Yield

$1,550/mo

$1,431/mo

+$119/mo

7.9%

Learn About the Market: Opportunity in Texas

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Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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