B+

NoAgentList RatingHow are grades calculated?

1view

$640,000

1400 Riverside Oaks Dr, Rockwall, TX, 75087

Off Market

5 Beds

3 Bath

3,318 Sq Ft

Single Family Residence

$192.89 / sqft

Built in 2005

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 5

Bathrooms Full 3

Indoor Fireplace

Garage Available

Heating Gas

Cooling

AppliancesDishwasher, Disposal, Electric Oven, Gas Cooktop, Microwave

FlooringCarpet, Ceramic Tile, Wood

Exterior

Private Pool

Exterior FeaturesRain Gutters, Uncovered Courtyard

Lot Size8,407 sqft

Building Information

Year Built2005

Stories1

Garage Spaces2

Land Information

APN4957-000F-0004-00-0R

Lot Number4

SubdivisionShores North Phase 4a

Land UseResidential

Legal DescriptionSHORES NORTH PHASE 4A, BLOCK F, LOT 4

Census Tract040103

Assessed Land Value$136,000

Assessed Improvement Value$363,688

Assessment Year2025

About this property

This beautiful, one owner home, is located in the family-friendly community of the Shores and award winning Rockwall ISD. Country club living at it's best with just a short golf cart ride to The Rockwall Golf and Athletic Club as well as dining, pools, and the fitness center. Before entering the home, you will be welcomed by views of the golf course and gorgeous Lake Ray Hubard, as well as, the meticulously maintained landscaping! Upon entering, you will be greeted with an inviting, open floorplan, perfect for entertaining friends and family. You will love the amount of flexibility with 2 bedrooms downstairs and a kids' retreat upstairs, with 3 bedrooms and a gameroom. You will definitely appreciate the low maintenance backyard that features a gorgeous pool and spa with a heater and waterfall, the profeswsional landscaping, privacy fence, and an oversized 3 car garage with an extended driveway. Don't miss your chance at this amazing home! It will go fast!

Investor Tools

$556,000

Estimated Property Value

$438,750Estimated Mortgage Balance

$124,036Estimated Equity

21% equity

Estimated Cap Rate

View Rate

Estimated ARV (After-Repair Value)

Calculate ARV

Rent-to-Value Ratio: 0.72%

Rent Estimate

$3,840 /month

Positive

Cash Flow Estimate:

$1,280 /month

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Financing Details

Estimated Taxes & Insurance

HOA Fees

Interest Rate Assumption

$903/month

$350/month

5.947%

Tax Information

Annual Taxes

Assessed Value

Assessment Year

Assessed Land

Assessed Improvement

Market Value

Tax Delinquent

$8,052

$499,688

2025

$136,000

$363,688

$499,688

Tax History

Year

Tax Paid

Assessed Value

2024

$8,052

$499,688

Mortgage Details

Lender

Loan Type

Loan Amount

Assumable

Position

Origination Date

Maturity Date

Rocket Mortgage Llc

Conventional

$438,750

First

Feb 21, 2025

Mar 2055

Equity Summary

Est. Mortgage Balance

Est. Equity

Equity %

LTV

Est. Monthly Payment

$431,964

$124,036

22%

78%

$2,631/mo

Learn About the Market: Opportunity in Texas

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Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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