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$271,971

NAL Estimated Property Value

1400 S Church Street, Decatur, TX, 76234

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths1,638 Sq Ft
price_per_sqft$91.27 / sqft
Year BuiltBuilt in 1960

Property Lead Type:

Off-Market ListHigh Equity

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 1.5Bathrooms Full 1.5
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesOther, Gas Water Heater
FlooringCarpet, Laminate, Wood

Exterior

Lot Size13,547 sqft

Building Information

Year Built1960
Stories1
Roof Type158
Garage Spaces2

Land Information

APND2790.0307.00
Lot Number1
SubdivisionSouth Decatur
Land UseResidential
Legal DescriptionLOT 1 BLK 89 SOUTH DECATUR
Census Tract150201
Assessment Year2025

About this property

This 3 bedroom home sits on a large corner lot in the Heart of Decatur! Original hardwood floors run throughout the home. Three spacious bedrooms with large walk in closets, formal dining and nice family room! Kitchen has original hardwood cabinetry and plenty of room to create your own dream kitchen! Two car garage with overhead storage and built in workbench. Lot has mature trees and is close to the Historic Square and all that Decatur has to offer!

Investor Tools

Property Icon
$271,971
Estimated Property Value
$105,891Estimated Mortgage Balance
$166,080Estimated Equity
61% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,632 /month
Positive
Cash Flow Estimate:
$544 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$250/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$1,643
$271,971
2025
N/A
N/A
$280,497
No

Tax History

Year
Tax Paid
Assessed Value
2024
$1,643
$271,971

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
First Financial Bank Na
Purchase Money Mortgage
$125,000
No
First
Oct 22, 2018
Oct 2033

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$105,891
$166,080
61%
39%
$750/mo

Learn About the Market: Opportunity in Texas

Local Market Pages
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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Decatur

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1400 S Church Street | Property Details | No Agent List