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$546,435

NAL Estimated Property Value

1401 S 1st St, Temple, TX, 76504

Off MarketInfo
CommercialInfo
Baths11,328 Sq Ft
price_per_sqft$0.11 / sqft
Year BuiltBuilt in 1947

Highlights

Interior

Heating CentralHeating Central
CoolingCooling
FlooringLaminate

Exterior

Lot Size18,252 sqft

Building Information

Year Built1947
Stories1

Land Information

APN439496
Lot Number1
SubdivisionSurplus Warehouse Subdivision
Land UseCommercial
Legal DescriptionSURPLUS WAREHOUSE SUBDIVISION, BLOCK 001, LOT 0001, ACRES .419
Census Tract020900
Assessed Land Value$62,239
Assessed Improvement Value$484,196
Assessment Year2025

About this property

Recently renovated lease space situated in Temple's medical districts, 3 private office, lobby and rest room. Perfect for professional office such as counseling, real estate, insurance etc.Located one block fromVA hospital, one mile from Baylor Scott and White Hospital. Perfect for professional office as well as small retail store. Tenant pays shared Water and dumpster fee, about $65-$80 monthly.

Investor Tools

Property Icon
$546,435
Estimated Property Value
$273,437Estimated Mortgage Balance
$272,998Estimated Equity
49% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$3,279 /month
Positive
Cash Flow Estimate:
$1,093 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$1,190/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$11,545
$546,435
2025
$62,239
$484,196
$546,435
No

Tax History

Year
Tax Paid
Assessed Value
2024
$11,545
$546,435

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Promiseone Bank
Commercial
$300,000
No
First
Sep 9, 2021
Sep 2031

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$273,437
$272,998
49%
50%
$1,799/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Temple

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1401 S 1st St | Property Details | No Agent List