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$168,000

1414 W Sears Street, Denison, TX, 75020

On MarketInfo
Beds2 Beds
Baths1 Bath
Baths1,152 Sq Ft
price_per_sqft$145.83 / sqft
Year BuiltBuilt in 1920

Property Lead Type:

Absentee OwnerHigh EquityMove-In Ready

Highlights

Interior

Bedrooms 2Bedrooms 2
Bathrooms 1Bathrooms 1
Garage AvailableGarage Available
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave
FlooringCeramic Tile, Tile, Wood, Vinyl

Exterior

Exterior FeaturesLighting, Private Yard
Lot Size7,501 sqft

Building Information

Year Built1920
Garage Spaces1

Land Information

APND017 3117437
Lot Number4
SubdivisionMillers 2nd Addn
Land UseResidential
Legal DescriptionMILLERS 2ND ADDN, BLOCK 43, LOT 4, ACRES .1722
Census Tract000501
Assessed Land Value$43,125
Assessed Improvement Value$94,540
Assessment Year2025

About this property

Cozy and charming two-bedroom, one-bath home nestled in the heart of Denison! Located on a quiet neighborhood street, this move-in-ready property offers comfort, convenience, and excellent investment potential, making it a great option as a primary residence or rental property. Relax and unwind on the beautiful Texas-sized covered front porch, the perfect spot to enjoy peaceful evenings with family and friends. Inside, luxury vinyl plank flooring flows throughout most of the home, including the spacious living room that opens seamlessly to the kitchen, creating a warm and welcoming atmosphere. The kitchen features a large breakfast bar ideal for morning coffee and conversation, modern appliances, an electric range, built-in microwave, and ample cabinet space. An oversized utility and laundry room provides abundant storage and everyday functionality. Both bedrooms are generously sized and share a full bath designed for comfort and convenience. Step outside to a large grassy backyard with plenty of room for entertaining, pets, play, or simply relaxing outdoors. Conveniently located just minutes from Downtown Denison, shopping, dining, entertainment, and major highways, this home combines small-town charm with everyday convenience. Whether you're searching for your next home or a turnkey investment opportunity, this property is full of character and potential.

Investor Tools

$119,964Estimated Mortgage Balance
$27,036Estimated Equity
18% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,008 /month
Positive
Cash Flow Estimate:
$336 /month

Interested in this property?

Michael Hershenberg

Real Broker, LLC

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$330/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$3,224
$137,665
2025
$43,125
$94,540
$137,665
No

Tax History

Year
Tax Paid
Assessed Value
2024
$3,224
$137,665

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Bancorpsouth Bank
Commercial
$130,875
No
First
Jan 6, 2022
Jul 2043

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$119,964
$27,036
18%
82%
$785/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Denison

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1414 W Sears Street | Property Details | No Agent List