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Days127Days on Market
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$319,990

144 Creek Terrace Dr, Saginaw, TX, 76179

On MarketInfo
Beds3 Beds
Baths2 Bath
Baths1,813 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$176.5 / sqft
Year BuiltBuilt in 2017

Property Lead Type:

Absentee OwnerHigh EquityMove-In Ready

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Half 2Bathrooms Half 2
AppliancesDishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer

Exterior

Lot Size6,874 sqft

Building Information

Year Built2017
Garage Spaces2

Land Information

APN39913-2-46
Lot Number46
SubdivisionSpring Creek-Saginaw
Land UseResidential
Legal DescriptionSPRING CREEK-SAGINAW BLOCK 2 LOT 46
Census Tract114003
Assessed Land Value$65,000
Assessed Improvement Value$210,000
Assessment Year2025

About this property

This beautifully updated, move-in ready home featuring a highly desirable floor plan offers modern upgrades and thoughtful details throughout. With brand new carpet, fresh interior paint, and newly updated cabinetry, the home feels clean, stylish, and ready for its next owner. From the charming curb appeal to the functional layout inside, every space is designed for both everyday living and entertaining. The heart of the home is the kitchen centrally located within the spacious open-concept floor plan. It features ample counter space, abundant storage, and offers excellent flow into the main living areas. The refrigerator, washer, and dryer may be included with the right offer. no neighbor on the left side of the home, offering a more open and comfortable living environment. Conveniently located just minutes from major freeways, shopping, dining, and daily conveniences, this home provides easy access to everything while still maintaining a peaceful residential feel.

Investor Tools

$175,058Estimated Mortgage Balance
$151,942Estimated Equity
46% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,962 /month
Positive
Cash Flow Estimate:
$654 /month

Interested in this property?

Vinh Pham

Rendon Realty, LLC

ContactContact

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$487/month
$90/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$4,214
$275,000
2025
$65,000
$210,000
$275,000
No

Tax History

Year
Tax Paid
Assessed Value
2025
$4,214
$275,000

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Amwest Funding Corp
Stand Alone First / Home Equity First Lien
$181,000
No
First
Jul 12, 2024
Aug 2054

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$175,058
$151,942
46%
54%
$1,086/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Saginaw

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