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$1,192,011

144 Moonlight Bay Drive, Chico, TX, 76431

Off MarketInfo
Beds4 Beds
Baths4 Bath
Baths3,356 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$565.85 / sqft
Year BuiltBuilt in 2021

Property Lead Type:

Off-Market ListAbsentee OwnerHigh EquityMove-In Ready

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 3Bathrooms Full 3
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Disposal, Gas Cooktop, Microwave, Convection Oven, Refrigerator
FlooringTile, Wood

Exterior

Exterior FeaturesFire Pit, Rain Gutters, Lighting, Private Yard
Lot Size1.02 acres

Building Information

Year Built2021
Roof Type158
Garage Spaces2

Land Information

APNR0981.0318.00
Lot Number318R
SubdivisionNorth Star Pointe Ph2 Sect 6a
Land UseResidential
Legal DescriptionLOT 318R NORTH STAR POINTE PH2 SECT 6A
Census Tract150405
Assessed Land Value$299,134
Assessed Improvement Value$892,877
Assessment Year2025

About this property

Discover exceptional waterfront living at 144 Moonlight Bay Drive in prestigious Lake Bridgeport. This custom-built 2021 home was thoughtfully designed with one goal: capturing stunning lake views from every bedroom. With designer touches throughout and no detail overlooked, this turnkey residence is being sold fully furnished and offers the perfect blend of luxury and lakeside leisure. Step inside to soaring 10-foot ceilings on the main level, including a dramatic 19-foot family room. Beautiful 10-inch French oak wood floors flow throughout, while custom wood ceiling beams add warmth to the primary suite, family room, and dining areas. The vaulted primary ceiling creates a peaceful retreat with panoramic water views. The gourmet kitchen features top-tier GE Monogram appliances, including a gas cooktop and built-in wine fridge on the oversized island. A farmhouse sink, Bosch 36 inch French door refrigerator, and smart layout make entertaining seamless. The adjacent wet bar, equipped with a beverage cooler and ice maker, keeps guests well-served. The outdoor living spaces are truly remarkable. An expansive 544-square-foot covered rear porch features tile flooring, surround sound, and a drop-down TV—your new favorite spot for game days and gatherings. The lakefront experience continues with a massive 2-story, 30x30 steel boat dock complete with Hydro Hoist boat lift, two jet ski ports, and a covered upper deck ideal for sunset watching. A gas-starter fire pit with Adirondack chairs provides the perfect setting for evening relaxation. The oversized garage offers drive-through access directly to the boat dock. Peace of mind comes standard with spray foam insulation throughout and a brand-new Generac 26kW whole house generator (installed December 2024). This is more than a home—it's a lifestyle. Whether launching your boat for a day on the water, entertaining on the dock, or enjoying morning coffee with a lake view, 144 Moonlight Bay Drive delivers the lakefront dream.

Investor Tools

Property Icon
$1,192,011
Estimated Property Value
$0Estimated Mortgage Balance
$1,915Estimated Equity
100% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$11,394 /month
Positive
Cash Flow Estimate:
$3,798 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$1,748/month
$375/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$15,016
$1,192,011
2025
$299,134
$892,877
$1,192,011
No

Tax History

Year
Tax Paid
Assessed Value
2024
$15,016
$1,192,011

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
First National Bank
Building Or Construction Loan
$665,727
No
First
Nov 6, 2020
N/A

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$1,190,096
$1,915
0%
100%
$7,984/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Chico

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144 Moonlight Bay Drive | Property Details | No Agent List