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B+
NoAgentList RatingHow are grades calculated? Info
Days36Days on Market
Views1view
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$549,000

$599,000

146 Trappers Trl, Mount Vernon, TX, 75457

On MarketInfo
Price DropInfo
Beds2 Beds
Baths2 Bath
Baths1,053 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$521.37 / sqft
Year BuiltBuilt in 1992

Property Lead Type:

Absentee OwnerMove-In Ready

Highlights

Interior

Bedrooms 2Bedrooms 2
Bathrooms Half 2Bathrooms Half 2
AppliancesDishwasher, Electric Cooktop, Electric Oven, Microwave, Refrigerator
FlooringVinyl, Wood

Exterior

Exterior FeaturesBoat Slip, Storage

Building Information

Year Built1992

Land Information

APN02502-00013-00148-000000
Lot Number148
SubdivisionTall Tree
Land UseResidential
Legal DescriptionAB 355 J NELSON LT 148 BLK 13 SEC 3 TALL TREE LEASEHOLD STRUCTURAL ELVATION ; 395.15
Census Tract950101
Assessed Land Value$101,520
Assessed Improvement Value$372,620
Assessment Year2025

About this property

Welcome to your own private retreat on the breathtaking shores of Lake Cypress Springs! Perfectly placed beneath a canopy of mature trees, this charming cedar waterfront cabin offers a blend of peaceful lake living, modern updates, and future investment potential. Situated on 1.026 beautifully wooded acres with 153 feet of retaining wall, the property includes TWO waterfront lots! ONE featuring the cabin and the SECOND remaining vacant, offering the opportunity to build, expand, or hold as an investment. Thoughtfully updated and designed for relaxing weekends or full-time lake enjoyment, the cabin features engineered hardwood flooring throughout, updated cabinetry in the kitchen with soft-close doors, granite countertops, stainless steel appliances, and tile backsplash. The inviting living area showcases vaulted ceilings and a stunning stone fireplace with an electric fireplace log set, creating a cozy lakeside atmosphere year-round. The floor to ceiling windows in the dining area fills the home with natural light while providing gorgeous views of the surrounding trees and waterfront setting. The primary suite offers a walk-in closet and beautifully updated walk-in tile shower. Outdoor living is where this property truly shines. The expanded open deck creates the ideal space for entertaining, dining, or simply unwinding after a day on the water. Newly added storage space and a roof less than 5 years old are added bonuses of this property. Enjoy evenings around the fire pit, friendly games at the horseshoe area, and an easy stroll down the cascading steps leading to the boathouse. Located inside the gated community of Tall Tree, property owners enjoy access to community amenities including a swimming pool, tennis and basketball courts, and clubhouse. Offered almost completely furnished, this turnkey lake retreat is ready for immediate enjoyment. Experience the peaceful beauty, privacy, and charm of lake living at 146 Trappers Trail.

Investor Tools

Property Icon
$527,000
Estimated Property Value
$535,000Estimated Mortgage Balance
$32,956Estimated Equity
-2% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$3,294 /month
Positive
Cash Flow Estimate:
$1,098 /month

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Carmen Elder

TruHome Real Estate

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$727/month
$750/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$6,087
$474,140
2025
$101,520
$372,620
$474,140
No

Tax History

Year
Tax Paid
Assessed Value
2025
$6,087
$474,140

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Bth Bank Na
Unknown
$535,000
No
First
Jun 24, 2022
N/A

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$494,044
$32,956
6%
94%
$3,208/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Mount Vernon

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146 Trappers Trl | Property Details | No Agent List