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$285,000

148 Mill Street, Emory, TX, 75440

On MarketInfo
Beds2 Beds
Baths2 Bath
Baths1,214 Sq Ft
price_per_sqft$234.76 / sqft
Year BuiltBuilt in 2021

Property Lead Type:

High EquityMove-In Ready

Highlights

Interior

Bedrooms 2Bedrooms 2
Bathrooms 2Bathrooms 2
AppliancesDishwasher, Disposal, Electric Range, Microwave, Refrigerator
FlooringCarpet, Ceramic Tile, Laminate

Exterior

Lot Size15,246 sqft

Building Information

Year Built2021

Land Information

APN21116
Lot Number11
Land UseResidential
Legal DescriptionMEADOWS - EMORY, BLOCK 0431, LOT 11, ACRES .35
Census Tract950101
Assessed Land Value$45,274
Assessed Improvement Value$224,467
Assessment Year2025

About this property

Bright, Clean and Move in Ready. Open floor plan, beautiful cabinet work and counter tops. Fenced back yard and a side yard big enough for you to build a garage or shop building. Easy access to Schools, Shopping, just minutes from Lake Fork, or Lake Tawakoni and with Seller Financing available you can be ready to move in quickly. Buyer responsible for new survey and title policy if they require one. Seller will Finance with 10% Down, 7% interest for up to 30 years.

Investor Tools

$256,552Estimated Mortgage Balance
$13,189Estimated Equity
4% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,710 /month
Positive
Cash Flow Estimate:
$570 /month

Interested in this property?

Don Spencer

L.L. Spencer Real Estate

ContactContact

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$353/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$2,885
$269,741
2025
$45,274
$224,467
$269,741
No

Tax History

Year
Tax Paid
Assessed Value
2025
$2,885
$269,741

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Hootens Real Estate Development Llc
Purchase Money Mortgage
$264,000
No
First
Nov 26, 2024
Nov 2054

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$256,552
$13,189
4%
95%
$1,583/mo

Learn About the Market: Opportunity in Texas

Local Market Pages
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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Emory

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148 Mill Street | Property Details | No Agent List