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$575,000

15099 Saddle Ridge Cir, Terrell, TX, 75160

On MarketInfo
Beds3 Beds
Baths2 Bath
Baths2,351 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$244.58 / sqft
Year BuiltBuilt in 2006

Property Lead Type:

Absentee Owner

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Disposal, Electric Range, Microwave
FlooringCarpet, Ceramic Tile, Laminate, Vinyl

Exterior

Exterior FeaturesFire Pit, Rain Gutters, Outdoor Grill, Storage
Lot Size1 acre

Building Information

Year Built2006
Stories2
Roof Type105
Garage Spaces2

Land Information

APN00.2270.0003.0037.00.06.00
Lot Number37
SubdivisionLongspur Estates
Land UseResidential
Legal DescriptionLONGSPUR ESTATES, BLOCK C, LOT 37
Census Tract050601
Assessed Land Value$95,000
Assessed Improvement Value$245,402
Assessment Year2025

About this property

Outside city limits and sitting on a spacious 1-acre corner lot, this property offers the perfect blend of space, comfort, and functionality. You're welcomed home by a charming front porch—just add your rocking chairs and enjoy the peaceful surroundings. Inside, you'll find an open-concept floor plan filled with natural light, creating a warm and inviting atmosphere. The spacious primary suite features an ensuite bathroom with dual sinks, a garden tub, walk-in shower, and a large walk-in closet. Two secondary bedrooms and a full bathroom are conveniently located downstairs. Upstairs offers even more flexibility with a second living area that could serve as a game room, playroom, media room, or home office, along with two additional bedrooms and another full bathroom. One of the standout features of this property is the detached 30x30 oversized garage-shop featuring two bay doors, including one oversized 9-foot-tall door—perfect for parking your boat, lifted truck, or creating the ultimate workshop space. The backyard is designed for entertaining and relaxing, complete with an extended covered patio featuring an outdoor grill and mini fridge, a cozy fire pit, and a charming built-in goldfish pond. And here's a fun bonus—be sure to ask us what's hidden behind the shelves in the attached garage! With the space to spread out, thoughtful features throughout, and the peaceful feel of country living just outside the city, this property is ready to welcome you home.

Investor Tools

$276,676Estimated Mortgage Balance
$127,371Estimated Equity
27% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$3,450 /month
Positive
Cash Flow Estimate:
$1,150 /month

Interested in this property?

Morgan Puritz

Monument Realty

ContactContact

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$574/month
$100/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$4,869
$340,402
2025
$95,000
$245,402
$340,402
No

Tax History

Year
Tax Paid
Assessed Value
2024
$4,869
$340,402

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Lakeview Loan Servicing Llc
Fha
$252,722
Yes
First
Jun 24, 2021
Jul 2051

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$276,676
$104,324
27%
69%
$1,816/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,972/mo
$1,916/mo
+$56/mo
5.9%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Terrell

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15099 Saddle Ridge Cir | Property Details | No Agent List