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$168,000

1514 Park St, Commerce, TX, 75428

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths1,078 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$157.61 / sqft
Year BuiltBuilt in 2004

Property Lead Type:

BankruptcyPre-ForeclosureOff-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Heating CentralHeating Central
CoolingCooling
AppliancesElectric Oven, Electric Range
FlooringCeramic Tile, Laminate

Exterior

Lot Size8,233 sqft

Building Information

Year Built2004
Stories1
Roof Type105

Land Information

APN4380-0190-0091-31
Lot Number9B
SubdivisionOrig Town Of Commerce
Land UseResidential
Legal DescriptionS4380 ORIG TOWN OF COMMERCE BLK 19 LOT 9B ACRES .189
Census Tract960600
Assessed Land Value$24,950
Assessed Improvement Value$128,930
Assessment Year2025

About this property

Location! Location! Blocks from the University and ready for move in and OWNER FINANCING available! Brick home with front porch and extended side driveway that leads to huge yard perfect for entertaining. Home has open living and dining area with tile flooring through out, open kitchen area with lots of cabinetry. Foundation repaired 2022 with transferrable warranty, fresh interior paint and good size bedrooms and utility closet with full hookups. Central HVAC and lots of closet spaces. Beautiful place to call home or house Texas A&M students for excellent ROI. Lots to love in this area. Ask about new city grants for $25,000 in assistance!

Investor Tools

Property Icon
$168,000
Estimated Property Value
$154,000Estimated Mortgage Balance
$23,224Estimated Equity
8% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,019 /month
Positive
Cash Flow Estimate:
$340 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$412/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$4,106
$153,880
2025
$24,950
$128,930
$153,880
No

Tax History

Year
Tax Paid
Assessed Value
2024
$4,106
$153,880

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Maria Estrada
Purchase Money Mortgage
$154,000
No
First
Feb 28, 2023
Mar 2030

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$144,776
$23,224
13%
86%
$924/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Commerce

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1514 Park St | Property Details | No Agent List