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$504,000

NAL Estimated Property Value

15198 Saddle Ridge Cir, Terrell, TX, 75160

Off MarketInfo
Beds4 Beds
Baths3 Bath
Baths2,550 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$199.61 / sqft
Year BuiltBuilt in 2018

Property Lead Type:

Off-Market ListAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 3Bathrooms Full 3
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Double Oven, Refrigerator

Exterior

Exterior FeaturesFire Pit
Lot Size1.01 acres

Building Information

Year Built2017
Stories2
Roof Type105
Garage Spaces2

Land Information

APN00.2270.0007.0024.00.06.00
Lot Number24
SubdivisionLongspur Estates
Land UseResidential
Legal DescriptionLONGSPUR ESTATES, BLOCK G, LOT 24
Census Tract050601
Assessed Land Value$95,000
Assessed Improvement Value$326,861
Assessment Year2025

About this property

Situated on a 1-acre corner lot, this 1.5 story home is designed with great flow and an amazing outdoor living space! HVAC (2024) Septic System (2024) Water Heater (2025). As you’re welcomed in from the front porch, you’ll immediately notice the open layout connecting the living, dining, and kitchen space, all featuring updated LVP flooring and filled with natural light. The main level includes three bedrooms, including the primary suite with an updated bathroom featuring a dual vanity, walk-in shower, and standalone tub. Upstairs, you’ll find an awesome flex space that works perfectly as a workout room, play area, or home office, along with a fourth bedroom and full bath, ideal for guests, in-laws, or growing teens. One of the biggest highlights of the home is the extended covered back patio, offering plenty of space for seating and hosting BBQs, plus another separate outdoor seating area around a cozy fire pit. Solar panels are included and fully paid off by the seller, allowing you to enjoy low energy costs from day one. This is truly a wonderful home and one you need to see for yourself. Refrigerator, washer & dryer, chickens and chicken coup are all negotiable.

Investor Tools

Property Icon
$504,000
Estimated Property Value
$215,100Estimated Mortgage Balance
$288,900Estimated Equity
57% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$3,054 /month
Positive
Cash Flow Estimate:
$1,018 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$723/month
$100/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
N/A
$421,861
2025
$95,000
$326,861
$421,861
No

Tax History

Year
Tax Paid
Assessed Value
2024
N/A
$421,861

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Navy Fcu
Va
$240,168
Yes
First
Dec 29, 2020
Feb 2051

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$215,100
$289,900
57%
43%
$1,440/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Terrell

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15198 Saddle Ridge Cir | Property Details | No Agent List