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$297,000

1520 W Monterey St, Denison, TX, 75020

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths2,404 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$120.22 / sqft
Year BuiltBuilt in 1956

Property Lead Type:

Off-Market ListAbsentee OwnerHigh EquityVacant Homes

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Garage AvailableGarage Available
AppliancesDishwasher, Disposal, Electric Oven, Gas Water Heater, Vented Exhaust Fan
FlooringBrick, Carpet, Ceramic Tile, Concrete, Vinyl

Exterior

Exterior FeaturesStorage
Lot Size16,000 sqft

Building Information

Year Built1956
Garage Spaces2

Land Information

APND032 3027037
Lot Number5,6
SubdivisionChelsea Park(Decker Replat)
Land UseResidential
Legal DescriptionCHELSEA PARK(DECKER REPLAT), BLOCK 36, LOT 5 6, ACRES .3673
Census Tract000800
Assessed Land Value$58,720
Assessed Improvement Value$162,587
Assessment Year2025

About this property

Tucked into a quiet, established pocket of west Denison, 1520 W Monterey offers the kind of space and flexibility that’s hard to find—starting with a true double lot and an expansive, grassed backyard framed by mature trees. Whether you’re dreaming of a garden, play space, pets, or simply room to breathe, the outdoor setting delivers—and the two backyard storage units make it easy to keep tools, bikes, and seasonal items organized. Inside, you’ll appreciate the recently refreshed flooring and paint plus the added versatility of an enclosed garage that functions as a large secondary living area—ideal for a game room, office, gym, or second den. A metal roof adds peace of mind, and the home’s location keeps you close to Denison favorites like Waterloo Lake and Park, Historic Downtown Denison and Main Street, and easy access to Lake Texoma and Eisenhower State Park for weekend recreation.

Investor Tools

Property Icon
$297,000
Estimated Property Value
$112,365Estimated Mortgage Balance
$163,494Estimated Equity
62% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
$292,118
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,782 /month
Positive
Cash Flow Estimate:
$594 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$558/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$5,215
$221,307
2025
$58,720
$162,587
$221,307
No

Tax History

Year
Tax Paid
Assessed Value
2024
$5,215
$221,307

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Ntfn Inc
Unknown
$112,365
No
First
Oct 1, 2009
N/A

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$133,506
$163,494
55%
45%
$1,348/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Denison

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1520 W Monterey St | Property Details | No Agent List