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$499,880

NAL Estimated Property Value

1600 Mountain Ridge Dr, Belton, TX, 76513

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths2,216 Sq Ft
price_per_sqft$225.63 / sqft
Year BuiltBuilt in 2001

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Range, Exhaust Fan, Microwave, Electric Oven, Refrigerator, Washer/Dryer, Electric Water Heater
FlooringCarpet, Laminate, Tile

Exterior

Private PoolPrivate Pool
Exterior FeaturesRV Hookup
Lot Size1.03 acres

Building Information

Year Built2001
Stories1
Roof Type105
Garage Spaces3

Land Information

APN134958
Lot Number7
SubdivisionMountain Ridge Estates Phase I
Land UseResidential
Legal DescriptionMOUNTAIN RIDGE ESTATES PHASE I, BLOCK 001, LOT 0007
Census Tract022002
Assessed Land Value$84,000
Assessed Improvement Value$415,880
Assessment Year2025

About this property

Traditional 3-bedroom, 2-bathroom home nestled on a spacious lot of over an acre, conveniently situated within the renowned BISD district. Discover a generously sized office, versatile enough to serve as a potential 4th bedroom, a convenient Jack-n-Jill style bed/bath arrangement, and a luxuriously spacious owner's retreat, ideal for accommodating Texas-sized furniture. Delight in the bounty of nature with a flourishing Mustang grapevine along the north fence, complemented by two apple trees, two plum trees, two peach trees and a fig tree. Front flower beds bursting with blackberries, strawberries, mint, Italian parsley, sage, rosemary, and lavender. A sprinkler system ensures the landscape remains vibrant year-round. For the green-thumbed enthusiast, a greenhouse equipped with power and automatic thermostat-controlled climate fans awaits, primed for aquaponics ventures if desired. Newly installed double-hung, double-pane windows adorn both the house and detached garage, with the latter offering 50-amp service tailor-made for RVs or travel trailers. Free from the constraints of an HOA, this retreat offers unparalleled privacy, backed by over 100 acres of lush farmland. The residence features an open fence facing the pastures, providing an idyllic backdrop for admiring bluebonnets. Embrace the essence of summer relaxation under the sprawling oaks, step onto the expansive covered patio adorned with ceiling fans, lights, and external plugs, ideal for enjoying outdoor gatherings in any weather. Take a refreshing dip in the saltwater pool, complete with a soothing waterfall and innovative pool cooler for added comfort. Maximize energy efficiency with a carport outfitted with solar panels, featuring an interior emergency outlet for essential charging needs during unforeseen circumstances. The detached third car garage, positioned at the end of the elongated driveway, adds a unique touch to this exceptional property, making it truly one-of-a-kind!

Investor Tools

Property Icon
$499,880
Estimated Property Value
$497,122Estimated Mortgage Balance
$4,323Estimated Equity
0% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$3,000 /month
Positive
Cash Flow Estimate:
$1,000 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$706/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$5,971
$499,880
2025
$84,000
$415,880
$499,880
No

Tax History

Year
Tax Paid
Assessed Value
2024
$5,971
$499,880

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Mortgage Research Center Llc
Va
$510,750
Yes
First
Sep 16, 2024
Oct 2054

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$497,122
$2,758
0%
99%
$3,063/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,360/mo
$3,063/mo
$-1,703/mo
3.3%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Belton

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1600 Mountain Ridge Dr | Property Details | No Agent List