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$395,000

16026 Congo Ln, Jersey Village, TX, 77040

Off Market

4 Beds

3 Bath

2,397 Sq Ft

Single Family Residence

$131 / sqft

Built in 1977

Property Lead Type:

Deal ListAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 4

Bathrooms Full 2

Indoor Fireplace

Garage Available

Heating Central

Cooling

AppliancesDisposal, Electric Oven, Microwave, Electric Cooktop, Dishwasher

FlooringTile, Wood

Exterior

Lot Size12,750 sqft

Building Information

Year Built1977

Stories2

Garage Spaces2

Land Information

APN1058650000021

SubdivisionJersey Village

Land UseResidential

Legal DescriptionTR 21 BLK 18 JERSEY VILLAGE COUNTRY CLUB ESTS 2 ANNEX A1

Census Tract551800

Assessed Land Value$139,466

Assessed Improvement Value$165,684

Assessment Year2025

About this property

***REMARKABLE HOME*** Original homeowner of 44 yrs selling beloved home. Charming 2-story nestled on 12,750sqft tree-filled lot. Detached 2-car garage w/ exterior Gameroom w/ full bath. Home & Gameroom re-piped w/ PEX (2017), Roof (2016), & more. Screened-in porch for incredible outdoor living. Kitchen w/ white cabinets, granite, under-cab lighting, glasstop cooktop, elec oven, & microwave. Built-in server w/ granite in Breakfast. SPACIOUS Family Rm w/ engineered wood floors, gas log FP w/ mantle, & built-ins. Formal dining. Formal Living could be "re-purposed" for Home Office or Child's Playroom. Plantation shutters galore! 4 bdrms up. Large Master Suite w/ 2 sinks, walk-in shower w/ glass doors, & His & Her closets. 3 sizeable secondary bdrms. Bath #2 w/ 2 sinks & private bathing area w/ tub. Incredible fully fenced backyard! Sprinkler sys. Interior paint & Carpet (2021). Ideal location for commuters w/ easy access to Hwy 290 & Bltwy 8. Enjoy low tax rate, no HOA dues, & no MUD.

Investor Tools

$395,000

Estimated Property Value

$230,000Estimated Mortgage Balance

$186,165Estimated Equity

42% equity

Estimated Cap Rate

View Rate

Estimated ARV (After-Repair Value)

Calculate ARV

Rent-to-Value Ratio: 0.72%

Rent Estimate

$2,370 /month

Positive

Cash Flow Estimate:

$790 /month

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Financing Details

Estimated Taxes & Insurance

HOA Fees

Interest Rate Assumption

$499/month

No HOA

5.947%

Tax Information

Annual Taxes

Assessed Value

Assessment Year

Assessed Land

Assessed Improvement

Market Value

Tax Delinquent

$4,016

$305,150

2025

$139,466

$165,684

$305,150

Tax History

Year

Tax Paid

Assessed Value

2024

$4,016

$305,150

Mortgage Details

Lender

Loan Type

Loan Amount

Assumable

Position

Origination Date

Maturity Date

First Centennial Mortgage Corp

Conventional

$230,000

First

Jul 23, 2021

Aug 2051

Equity Summary

Est. Mortgage Balance

Est. Equity

Equity %

LTV

Est. Monthly Payment

$208,835

$182,165

46%

53%

$1,379/mo

Rental Potential

Est. Monthly Rent

Est. Monthly Expenses

Est. Cash Flow

Gross Yield

$2,226/mo

$1,379/mo

+$847/mo

6.8%

Learn About the Market: Opportunity in Texas

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Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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