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Owner Contacts

$835,583

NAL Estimated Property Value

1630 Lake Charlotte Ln, Richmond, TX, 77406

$854,885 ARV

Off Market

6 Beds

6 Bath

6,373 Sq Ft

$88.66 / sqft

Built in 2006

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 6

Bathrooms Full 5

Indoor Fireplace

Garage Available

Heating Central

Cooling

AppliancesDishwasher, Disposal, Microwave, Gas Cooktop, Double Oven, Electric Oven

FlooringCarpet, Tile, Wood

Exterior

Exterior FeaturesBalcony

Lot Size11,832 sqft

Building Information

Year Built2006

Stories2

Roof Type105

Garage Spaces3

Land Information

APN9163-21-001-0020-907

Lot Number2

SubdivisionWaterside Estates Sec 12 Partial Replat

Land UseResidential

Legal DescriptionWATERSIDE ESTATES SEC 12 PARTIAL REPLAT NO 1, BLOCK 1, LOT 2

Census Tract673501

Assessed Land Value$136,500

Assessed Improvement Value$699,083

Assessment Year2025

About this property

STUNNING 6 bedroom 5.5 bath LUXURY home on the lake in Waterside Estates! Upon entering this Perry home you will be WOWED by the exquisite rotunda. The open floor plan kitchen and living is sure to be the place to gather. The kitchen boasts a huge island with a gas cooktop, granite counters, double ovens, butlers pantry, breakfast area, and more. The home has a study complete with French doors. The dining room can accommodate a table fit for a king! The home has TWO master suites (up and down). Downstairs you will also find a secondary bedroom with bath. Upstairs there are 3 more bedrooms and 2 more baths. The Game Room/Media Room is MASSIVE and ready for you. It includes a built in study area. Outside you will find a covered patio and a balcony with FABULOUS LAKE VIEWS. Waterside Estates is a beautiful lake community with low HOA dues and low property taxes. The community has a lap pool, baby pool, splash pad, tennis courts and walking trails. This is a must see home and community!

Investor Tools

$835,583

Estimated Property Value

$620,465Estimated Mortgage Balance

$215,118Estimated Equity

26% equity

Estimated Cap Rate

View Rate

Estimated ARV (After-Repair Value)

$854,884

Rent-to-Value Ratio: 0.72%

Rent Estimate

$5,013 /month

Positive

Cash Flow Estimate:

$1,671 /month

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Financing Details

Estimated Taxes & Insurance

HOA Fees

Interest Rate Assumption

$1,378/month

$590/month

5.947%

Tax Information

Annual Taxes

Assessed Value

Assessment Year

Assessed Land

Assessed Improvement

Market Value

Tax Delinquent

$12,357

$835,583

2025

$136,500

$699,083

$835,583

Tax History

Year

Tax Paid

Assessed Value

2025

$12,357

$835,583

Mortgage Details

Lender

Loan Type

Loan Amount

Assumable

Position

Origination Date

Maturity Date

1st Alliance Mortgage Llc

Conventional

$660,000

First

Feb 22, 2023

Mar 2053

Equity Summary

Est. Mortgage Balance

Est. Equity

Equity %

LTV

Est. Monthly Payment

$620,465

$223,535

26%

74%

$3,958/mo

Learn About the Market: Opportunity in Texas

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Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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