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$426,000

NAL Estimated Property Value

1630 Mercoal Dr, Spring, TX, 77386

Off MarketInfo
Beds4 Beds
Baths3 Bath
Baths3,488 Sq Ft
price_per_sqft$77.12 / sqft
Year BuiltBuilt in 1996

Property Lead Type:

Off-Market ListAbsentee OwnerHigh EquityMove-In Ready

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 2Bathrooms Full 2
Bathrooms Half 1Bathrooms Half 1
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Disposal, Microwave, Gas Cooktop, Electric Oven
FlooringCarpet, Laminate, Tile

Exterior

Lot Size7,880 sqft

Building Information

Year Built1996
Stories2
Roof Type105
Garage Spaces2

Land Information

APN6115-02-21600
Lot Number27
SubdivisionImperial Oaks 02
Land UseResidential
Legal DescriptionIMPERIAL OAKS 02 REP# 9020713, BLOCK 12, LOT 27
Census Tract691900
Assessed Land Value$58,000
Assessed Improvement Value$345,692
Assessment Year2025

About this property

Come see this beautiful home nestled in the established part of Imperial Oaks. It has soaring ceilings in entry along with a formal dining and living room with wood floors. Kitchen has been upgraded with stainless appliances and granite countertops and sink, also a sensor faucet! Walk-in pantry is perfect for your all your needs. Master is secluded on 1st floor and has updated frame-less shower. Upstairs boasts a massive game room and a Jack and Jill bathroom, 3 secondary bedrooms, and a large storage closet. Home has been freshly painted and new carpet has been installed making this home move-in ready! It also includes all kinds of updates including security cameras and a smart wifi thermostat. It's also on a quiet street that never flooded and has many mature trees to provide plenty of shade with a newly refreshed deck. This home is a gem, schedule a showing today!

Investor Tools

Property Icon
$426,000
Estimated Property Value
$230,354Estimated Mortgage Balance
$195,646Estimated Equity
46% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,556 /month
Positive
Cash Flow Estimate:
$852 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$728/month
$450/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$6,604
$403,692
2025
$58,000
$345,692
$403,692
No

Tax History

Year
Tax Paid
Assessed Value
2024
$6,604
$403,692

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
United Wholesale Mortgage
Conventional
$259,812
No
First
Jul 11, 2020
Aug 2050

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$230,354
$201,646
46%
54%
$1,558/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Spring

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1630 Mercoal Dr | Property Details | No Agent List