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$449,000

164 Racetrack Lane, Montgomery, TX, 77356

PendingInfo
Beds3 Beds
Baths2 Bath
Baths2,082 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$215.66 / sqft
Year BuiltBuilt in 2018

Property Lead Type:

High EquityMove-In Ready

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDisposal, Gas Oven, Microwave, Gas Range, Dishwasher
FlooringCarpet, Tile

Exterior

Private PoolPrivate Pool
Exterior FeaturesSprinkler System
Lot Size9,016 sqft

Building Information

Year Built2018
Stories1
Roof Type105
Garage Spaces3

Land Information

APN6617-00-04101
Lot NumberA-3
SubdivisionLake Creek
Land UseResidential
Legal DescriptionS661700 - LAKE CREEK VILLAGE 01, BLOCK 3, LOT A-3, ACRES 0.207
Census Tract694303
Assessed Land Value$49,588
Assessed Improvement Value$369,724
Assessment Year2025

About this property

Charming and low maintenance, this beautifully upgraded 3-bedroom, 2-bath home offers the perfect blend of style, comfort, and functionality. Thoughtfully designed with stunning waterfall quartz countertops and high-end finishes throughout, this home is truly move-in ready. The oversized 3-car garage features additional workspace, ideal for hobbies, storage, or a workshop setup. A versatile flex room provides endless possibilities as a home office, media room, or playroom. Step outside to your private backyard retreat complete with a beautiful pool, relaxing waterfall feature, and a unique elongated fireplace perfect for entertaining or unwinding year-round. The screened-in porch adds even more charm and functionality to this exceptional home. (extra bonus refrigerator is included)

Investor Tools

$379,621Estimated Mortgage Balance
$49,379Estimated Equity
11% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,694 /month
Positive
Cash Flow Estimate:
$898 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$713/month
$1,200/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$6,411
$419,312
2025
$49,588
$369,724
$419,312
No

Tax History

Year
Tax Paid
Assessed Value
2024
$6,411
$419,312

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Strong Home Mortgage Llc
Conventional
$399,000
No
First
Oct 2, 2023
Nov 2053

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$379,621
$49,379
11%
88%
$2,393/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Montgomery

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